Up to 6 Months No Payments On Eligible Homes!* More Certainty Now. More Confidence Moving Forward.

Up to 6 Months No Payments On Eligible Homes!*


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Up to Six Months No Payments on Eligible Homes!*
More Certainty Now. More Confidence Moving Forward.

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The McGinnis 3296 PONDEROSA PARKWAY, MORRIS AL / Lot# 1

Move-In Ready
Priced At$339,995
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    21435883
financial tagEligible For 6 Months No Payments*
LOCATED IN: Ponderosa Highlands
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Listings courtesy of Canopy MLS and RealTracs as distributed by MLS GRID in accordance with these IDX Rules Based on information submitted to the MLS GRID as of Invalid date. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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*“No Payments for up to 6 Months” reflects a seller contribution applied at closing to cover the buyer’s monthly interest, mortgage insurance, property taxes, and homeowner’s insurance for up to the first (6) months, not to exceed $15,000 on qualified FHA loans.  The buyer will be responsible for paying the principal portion of the mortgage upfront at closing for up to those six months.  Contribution amount may vary and cannot exceed actual monthly payments due during the applicable period. Offer applies to select homes only and is available for qualified buyers who enter a purchase contract by 2/15/26, close on that contract by 3/31/26, and finance through Smith Douglas Homes’ preferred lender, Ridgeland Mortgage. Subject to loan approval, underwriting guidelines, terms, conditions, and availability. Offer may be modified or withdrawn at any time without notice. Seller contribution does not cover principle, HOA dues, or other escrows unless otherwise stated. Smith Douglas Homes® 1/8/2026.


*“No Payments for up to 6 Months” reflects a seller contribution applied at closing to cover the buyer’s monthly interest, mortgage insurance, property taxes, and homeowner’s insurance for up to the first (6) months, not to exceed $15,000 on qualified FHA loans.  The buyer will be responsible for paying the principal portion of the mortgage upfront at closing for up to those six months.  Contribution amount may vary and cannot exceed actual monthly payments due during the applicable period. Offer applies to select homes only and is available for qualified buyers who enter a purchase contract by 2/15/26, close on that contract by 3/31/26, and finance through Smith Douglas Homes’ preferred lender, Ridgeland Mortgage. Subject to loan approval, underwriting guidelines, terms, conditions, and availability. Offer may be modified or withdrawn at any time without notice. Seller contribution does not cover principle, HOA dues, or other escrows unless otherwise stated. Smith Douglas Homes® 1/8/2026.

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2026.



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