4.99% FHA FIXED RATE*

ON HOMES THRU 01/31*

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4.99% FHA 30-Yr Fixed Rate on a Home Built Your Way* For A Limited Time!

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4 Available Homes

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Model Home for Sale!
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The McGinnis 3296 PONDEROSA PARKWAY, MORRIS AL / Lot# 1

Move-In Ready
Priced At$339,995
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    21435883
financial tag3.99% FHA 5/1 ARM + $0 Closing Costs Eligible*
LOCATED IN: Ponderosa Highlands
$1,993/month | Based on 3.99% FHA 5/1 ARM Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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Special Limited-Time Rate Available
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The Caldwell 3160 PONDEROSA PARKWAY, MORRIS AL / Lot# 34

Move-In Ready
Priced At$314,995
  • 3Beds
  • 2 Baths
  • 2,231SQ. FT.
  • 2Garages
  • MLS #
    21431281
financial tag4.99% FHA Fixed Rate Eligible*
LOCATED IN: Ponderosa Highlands
$2,037/month | Based on 4.99% Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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Special Limited-Time Rate Available
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The McGinnis 3156 PONDEROSA PARKWAY, MORRIS AL / Lot# 35

Move-In Ready
Priced At$334,995
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    21425692
financial tag4.99% FHA Fixed Rate Eligible*
LOCATED IN: Ponderosa Highlands
$2,160/month | Based on 4.99% Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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Photo #001Photo #002
Special Limited-Time Rate Available
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The McGinnis 3292 PONDEROSA PARKWAY, MORRIS AL / Lot# 2

Move-In Ready
Priced At$329,995
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    21429126
financial tag3.99% FHA 5/1 ARM + $0 Closing Costs Eligible*
LOCATED IN: Ponderosa Highlands
$1,937/month | Based on 3.99% FHA 5/1 ARM Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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Listings courtesy of Canopy MLS and RealTracs as distributed by MLS GRID in accordance with these IDX Rules Based on information submitted to the MLS GRID as of Invalid date. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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*4.99% FHA Fixed Rate Offer is available for a limited time and only on select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Rate commitment is available exclusively through our preferred lender. Minimum 660 FICO score and a minimum 3.5% down payment are required. Interest rates and APRs are current as of 11/24/2025 and may change without notice. Actual rates vary based on credit rating, down payment amount, DTI, and other qualifying factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. Equal Housing Opportunity. Additional restrictions may apply. See a New Home Specialist for complete details. Smith Douglas Homes® 12/08/2025.

*4.99% FHA Fixed Rate Offer is available for a limited time and only on select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Rate commitment is available exclusively through our preferred lender. Minimum 660 FICO score and a minimum 3.5% down payment are required. Interest rates and APRs are current as of 11/24/2025 and may change without notice. Actual rates vary based on credit rating, down payment amount, DTI, and other qualifying factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. Equal Housing Opportunity. Additional restrictions may apply. See a New Home Specialist for complete details. Smith Douglas Homes® 12/08/2025.

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2025.


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