4.99% FHA FIXED RATE*

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Quick Move-In HomesNew Homes in Charlotte, NC

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4.99% FHA 30-Yr Fixed Rate + $0 Closing Costs — Act Now on Select Homes and Homesites!*


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33 Available Homes

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Massive Primary Walk-In Closet
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The Braselton II 1218 Langston Lane, Salisbury NC / Lot# 59

Move-In Ready
Priced At$299,975
was $329,990
Est. Monthly Payment$1,777
  • 4Beds
  • 2 .5Baths
  • 1,933SQ. FT.
  • 2Garages
  • MLS #
    4299608
financial tag2.99% FHA/VA + ALL Closing Costs Paid*
LOCATED IN: Country Club Village
$1,777/month | 2.99% FHA/VA + ALL Closing Costs Paid*
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MLS Number: 4299608Canopy MLS
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Spacious Loft
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The Braselton II 2186 Catawba Trace Drive, Catawba NC / Lot# 16

Move-In Ready
Priced At$279,190
was $313,190
Est. Monthly Payment$1,751
  • 3Beds
  • 2 .5Baths
  • 1,933SQ. FT.
  • 2Garages
  • MLS #
    4277957
financial tag2.99% FHA/VA + ALL Closing Costs Paid*
LOCATED IN: Catawba Trace
$1,751/month | Based on a 2.99% First-Year Rate*
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MLS Number: 4277957Canopy MLS
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Large Corner Homesite
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The Lancaster 12108 Muscadine Court, Midland NC / Lot# 75

Move-In Ready
Priced At$399,065
Est. Monthly Payment$2,230
  • 3Beds
  • 2 .5Baths
  • 2,015SQ. FT.
  • 2Garages
  • MLS #
    4312360
financial tag2.99% FHA/VA + ALL Closing Costs Paid*
LOCATED IN: Pine Bluff
$2,230/month | 2.99% FHA/VA + ALL Closing Costs Paid*
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MLS Number: 4312360Canopy MLS
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Designer Kitchen
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The Suwanee 6009 Jasmine Branch Road, Charlotte NC / Lot# 32

Move-In Ready
Priced At$319,350
Est. Monthly Payment$1,866
  • 3Beds
  • 2 .5Baths
  • 1,629SQ. FT.
  • 1Garages
  • MLS #
    4261490
financial tag2.99% FHA/VA + ALL Closing Costs Paid*
LOCATED IN: Hickory Glen
$1,866/month | 2.99% FHA/VA + ALL Closing Costs Paid*
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MLS Number: 4261490Canopy MLS
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Beautiful Brick Exterior
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The Suwanee 6013 Jasmine Branch Road, Charlotte NC / Lot# 33

Move-In Ready
Priced At$321,430
Est. Monthly Payment$1,876
  • 3Beds
  • 2 .5Baths
  • 1,629SQ. FT.
  • 1Garages
  • MLS #
    4266477
financial tag2.99% FHA/VA + ALL Closing Costs Paid*
LOCATED IN: Hickory Glen
$1,876/month | 2.99% FHA/VA + ALL Closing Costs Paid*
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MLS Number: 4266477Canopy MLS
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Special Rate Eligible
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The Suwanee 6028 Jasmine Branch Road, Charlotte NC / Lot# 28

Available December 2025
Priced At$309,650
Est. Monthly Payment$1,821
  • 3Beds
  • 2 .5Baths
  • 1,629SQ. FT.
  • 1Garages
  • MLS #
    4322330
financial tag2.99% FHA/VA + ALL Closing Costs Paid*
LOCATED IN: Hickory Glen
$1,821/month | 2.99% FHA/VA + ALL Closing Costs Paid*
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MLS Number: 4322330Canopy MLS
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Upgraded Primary Bathroom
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The Suwanee 6021 Jasmine Branch Road, Charlotte NC / Lot# 35

Available December 2025
Priced At$324,460
Est. Monthly Payment$1,889
  • 3Beds
  • 2 .5Baths
  • 1,629SQ. FT.
  • 1Garages
  • MLS #
    4279011
financial tag2.99% FHA/VA + ALL Closing Costs Paid*
LOCATED IN: Hickory Glen
$1,889/month | 2.99% FHA/VA + ALL Closing Costs Paid*
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MLS Number: 4279011Canopy MLS
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Versatile Loft Area
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The Lawson 2159 Catawba Trace Drive, Catawba NC / Lot# 33

Available December 2025
Priced At$274,580
Est. Monthly Payment$1,708
  • 3Beds
  • 2 .5Baths
  • 1,650SQ. FT.
  • 2Garages
  • MLS #
    4312134
financial tag2.99% FHA/VA + ALL Closing Costs Paid*
LOCATED IN: Catawba Trace
$1,708/month | Based on 4.99% 30-year fixed rate lock*
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MLS Number: 4312134Canopy MLS
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Open House 12/6 & 12/7
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The Lancaster 12139 Muscadine Court, Midland NC / Lot# 68

Available December 2025
Priced At$424,070
Est. Monthly Payment$2,340
  • 3Beds
  • 2 .5Baths
  • 2,015SQ. FT.
  • 2Garages
  • MLS #
    4320302
financial tag2.99% FHA/VA + ALL Closing Costs Paid*
LOCATED IN: Pine Bluff
$2,340/month | 2.99% FHA/VA + ALL Closing Costs Paid*
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MLS Number: 4320302Canopy MLS
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Open House 12/6 & 12/7
Special Offer Icon

The Braselton II 1785 Troon Drive, Salisbury NC / Lot# 14

Available December 2025
Priced At$314,035
Est. Monthly Payment$1,842
  • 4Beds
  • 2 .5Baths
  • 1,933SQ. FT.
  • 2Garages
  • MLS #
    4307038
financial tag2.99% FHA/VA + ALL Closing Costs Paid*
LOCATED IN: Country Club Village
$1,842/month | 2.99% FHA/VA + ALL Closing Costs Paid*
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MLS Number: 4307038Canopy MLS
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Open House 12/6 & 12/7
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The Caldwell 5535 Arnold Way, Concord NC / Lot# 4

Available December 2025
Priced At$419,150
Est. Monthly Payment$2,381
  • 4Beds
  • 2 .5Baths
  • 2,231SQ. FT.
  • 2Garages
  • MLS #
    4325746
financial tag2.99% FHA/VA + ALL Closing Costs Paid*
LOCATED IN: Green Acres
$2,381/month | 2.99% FHA/VA + ALL Closing Costs Paid*
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MLS Number: 4325746Canopy MLS
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Cul-De-Sac Oversized Wooded Homesite
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The Avery 548 Hullview Vista, Monroe NC / Lot# 10

Available January 2026
Priced At$448,010
Est. Monthly Payment$3,033
  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
  • MLS #
    4304059
financial tag4.99% Fixed Rate + $0 Closing Costs Eligible*
LOCATED IN: Cedar Meadows
$3,033/month | Based on 4.99% 30-year fixed rate lock*
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MLS Number: 4304059Canopy MLS
Canopy MLSRealTracs
Copyright 2025 Canopy MLS and RealTracs, Inc. All rights reserved

Listings courtesy of Canopy MLS and RealTracs as distributed by MLS GRID in accordance with these IDX Rules Based on information submitted to the MLS GRID as of 12/07/25. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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4.99% FHA Fixed Rate Offer is available for a limited time and only on select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Rate commitment is available exclusively through our preferred lender. Minimum 660 FICO score and a minimum 3.5% down payment are required. Interest rates and APRs are current as of 11/24/2025 and may change without notice. Actual rates vary based on credit rating, down payment amount, DTI, and other qualifying factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. Equal Housing Opportunity. Additional restrictions may apply. See a New Home Specialist for complete details. Smith Douglas Homes® 11/24/25.

*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, a 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2025.


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