3.99% (4.323%APR) FHA 5/1 ARM + $0 Closing Costs for a Limited Time on Select Homes*

3.99% (4.323%APR) FHA 5/1 ARM + $0 Closing Costs on Select Homes*

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Quick Move-In HomesNew Homes in Charlotte, NC

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3.99% (4.323%APR) FHA 5/1 ARM + $0 Closing Costs for a Limited Time on Select Homes*

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31 Available Homes

$0 Closing Costs + 3.99% (4.323%APR) 5/1 ARM!*

The Lawson 2195 Catawba Trace Drive, Catawba NC / Lot# 42

Move-In Ready
Priced At$292,440
  • 3Beds
  • 2 .5Baths
  • 1,650SQ. FT.
  • 2Garages
  • MLS #
    4277778
financial tagDare to Compare: Special Rate Available
LOCATED IN: Catawba Trace
$1,929/month | Based on 3.99% (4.323% APR) 5/1 ARM & $0 Closing Costs. Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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$0 Closing Costs + 3.99% (4.323%APR) 5/1 ARM!*

The Caldwell 2191 Catawba Trace Drive, Catawba NC / Lot# 41

Move-In Ready
Priced At$324,960
  • 3Beds
  • 2 .5Baths
  • 2,231SQ. FT.
  • 2Garages
  • MLS #
    4277807
financial tag1st Floor Owner's Suite
LOCATED IN: Catawba Trace
$2,015/month | Based on 3.99% (4.323% APR) 5/1 ARM & $0 Closing Costs. Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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$0 Closing Costs + 3.99% (4.323%APR) 5/1 ARM!*

The Phoenix 6455 Honor Avenue, Midland NC / Lot# 53

Available September 2025
Priced At$372,265
  • 3Beds
  • 2 Baths
  • 1,436SQ. FT.
  • 2Garages
  • MLS #
    4248527
financial tagCorner Lot with Upgrades Throughout
LOCATED IN: Pine Bluff
$2,342/month | Based on 3.99% (4.323% APR) 5/1 ARM & $0 Closing Costs. Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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$0 Closing Costs + 3.99% (4.323%APR) 5/1 ARM!*

The Benson II 2199 Catawba Trace Drive, Catawba NC / Lot# 43

Available September 2025
Priced At$304,605
  • 3Beds
  • 2 .5Baths
  • 1,813SQ. FT.
  • 2Garages
  • MLS #
    4266088
financial tagDare to Compare: Special Rate Available
LOCATED IN: Catawba Trace
$1,965/month | Based on 3.99% (4.323% APR) 5/1 ARM & $0 Closing Costs. Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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$0 Closing Costs + 3.99% (4.323%APR) 5/1 ARM!*

1237 Langston Lane, Salisbury NC / Lot# 95

Available September 2025
Priced At$314,780
  • 3Beds
  • 2 .5Baths
  • 1,933SQ. FT.
  • 2Garages
  • MLS #
    4273578
financial tagSpacious Kitchen Island
LOCATED IN: Country Club Village
$2,033/month | Based on 3.99% (4.323% APR) 5/1 ARM & $0 Closing Costs. Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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$0 Closing Costs + 3.99% (4.323%APR) 5/1 ARM!*

The Harrington 2190 Catawba Trace Drive, Catawba NC

Available September 2025
Priced At$334,740
  • 4Beds
  • 2 .5Baths
  • 2,565SQ. FT.
  • 2Garages
  • MLS #
    4284393
financial tagDare to Compare: Special Rate Available
LOCATED IN: Catawba Trace
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The Coleman 5702 Hagler Loop, Catawba NC / Lot# 40

Available September 2025
Priced At$320,110
  • 4Beds
  • 2 .5Baths
  • 2,053SQ. FT.
  • 2Garages
  • MLS #
    4277852
LOCATED IN: Catawba Trace
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The Braselton II 2186 Catawba Trace Drive, Catawba NC / Lot# 16

Available September 2025
Priced At$313,390
  • 3Beds
  • 2 .5Baths
  • 1,933SQ. FT.
  • 2Garages
  • MLS #
    4277957
LOCATED IN: Catawba Trace
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The James 518 Hullview Vista, Monroe NC / Lot# 15

Available October 2025
Priced At$454,770
  • 4Beds
  • 3 Baths
  • 3,005SQ. FT.
  • 2Garages
  • MLS #
    4260933
LOCATED IN: Cedar Meadows
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The Pearson 523 Hullview Vista, Monroe NC / Lot# 5

Available October 2025
Priced At$387,455
  • 3Beds
  • 2 Baths
  • 1,701SQ. FT.
  • 2Garages
  • MLS #
    4266105
LOCATED IN: Cedar Meadows
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1236 Langston Lane, Salisbury NC

Available October 2025
Priced At$323,140
  • 4Beds
  • 2 .5Baths
  • 1,933SQ. FT.
  • 2Garages
  • MLS #
    4293019
LOCATED IN: Country Club Village
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The Ryman 1224 Langston Lane, Salisbury NC

Available October 2025
Priced At$285,745
  • 3Beds
  • 2 Baths
  • 1,164SQ. FT.
  • 2Garages
  • MLS #
    4292234
LOCATED IN: Country Club Village
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*5/1 ARM offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 7/18/25 and close by 10/10/25. FHA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 07/18/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 8/21/25.

*Flex Cash Offer valid only on select homes. Flex Cash amount varies by community. Offer available exclusively with the use of our preferred lender, Ridgeland Mortgage. Smith Douglas Homes is not a lender and this is not an offer to lend. Offer valid on contracts written between 5/31/25 and 6/30/25. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. Smith Douglas Homes. 6/3/25.




*All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content are subject to change without notice. Please speak to a new home specialist to verify homesite fit based on plan and structural options selected. Before visiting a property, contact a new home specialist to verify all information. Sample monthly payment where presented, is an estimate based on lowest price base floorplan model in the community, and includes principal, interest, and estimated taxes, PMI, and insurance, 5% down payment, FHA 30-year fixed rate loan. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Price, payment, rate, term and other features are examples only and subject to change without notice. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 2025.

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