4.99% FHA 30-Yr Fixed Rate on a Home Built Your Way* For A Limited Time!

4.99% FHA 30-Yr Fixed Rate on a Home Built Your Way* For A Limited Time!


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Quick Move-In HomesNew Homes in Charlotte, NC

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For a Limited Time, Enjoy 1/2 Off Options Up to $30,000 When You Personalize your Home, Your Way!*

28 Available Homes
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Open House 1/3 & 1/4
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The Lancaster 12139 Muscadine Court, Midland NC / Lot# 68

Move-In Ready
Priced At$414,770
Est. Monthly Payment$2,658
  • 3Beds
  • 2 .5Baths
  • 2,015SQ. FT.
  • 2Garages
  • MLS #
    4320302
financial tag4.99% FHA Fixed Rate + $0 Closing Costs Eligible*
LOCATED IN: Pine Bluff
$2,658/month | Based on 4.99% 30-year fixed rate lock*
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MLS Number: 4320302Canopy MLS
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Backs to Mature Trees
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The Rutledge 5612 Ringneck Road, Charlotte NC / Lot# 13

Move-In Ready
Priced At$301,555
Est. Monthly Payment$2,017
  • 3Beds
  • 2 .5Baths
  • 1,443SQ. FT.
  • 1Garages
  • MLS #
    4301253
financial tag4.99% FHA Fixed Rate + $0 Closing Costs Eligible*
LOCATED IN: Hickory Glen
$2,017/month | Based on 4.99% 30-year fixed rate lock*
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MLS Number: 4301253Canopy MLS
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Special Rate Available
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The Avery 12155 Muscadine Court, Midland NC / Lot# 70

Available January 2026
Priced At$444,545
Est. Monthly Payment$2,923
  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
  • MLS #
    4325121
financial tag4.99% FHA Fixed Rate + $0 Closing Costs Eligible*
LOCATED IN: Pine Bluff
$2,923/month | Based on 4.99% 30-year fixed rate lock*
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MLS Number: 4325121Canopy MLS
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Open House 1/3 & 1/4
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The Coleman 5543 Arnold Way, Concord NC / Lot# 5

Available January 2026
Priced At$439,425
was $465,525
Est. Monthly Payment$3,012
  • 4Beds
  • 2 .5Baths
  • 2,095SQ. FT.
  • 2Garages
  • MLS #
    4290271
financial tag4.99% FHA Fixed Rate + $0 Closing Costs Eligible*
LOCATED IN: Green Acres
$3,012/month | Based on 4.99% 30-year fixed rate lock*
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MLS Number: 4290271Canopy MLS
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Open House 1/3 & 1/4
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The Buford II 1775 Troon Drive, Salisbury NC / Lot# 13

Available January 2026
Priced At$304,080
Est. Monthly Payment$2,033
  • 3Beds
  • 2 .5Baths
  • 1,909SQ. FT.
  • 2Garages
  • MLS #
    4320233
financial tag4.99% FHA Fixed Rate + $0 Closing Costs Eligible*
LOCATED IN: Country Club Village
$2,033/month | Based on 4.99% 30-year fixed rate lock*
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MLS Number: 4320233Canopy MLS
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Spacious Primary Suite
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The Coleman 2150 Catawba Trace Drive, Catawba NC / Lot# 25

Available January 2026
Priced At$314,980
Est. Monthly Payment$2,196
  • 4Beds
  • 2 .5Baths
  • 2,053SQ. FT.
  • 2Garages
  • MLS #
    4315382
financial tag4.99% FHA Fixed Rate + $0 Closing Costs Eligible*
LOCATED IN: Catawba Trace
$2,196/month | Based on 4.99% 30-year fixed rate lock*
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MLS Number: 4315382Canopy MLS
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Relax & Dine on a Spacious Patio
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The Benson II 2006 Gibb Crossing, Monroe NC / Lot# 21

Available January 2026
Priced At$374,470
Est. Monthly Payment$2,536
  • 3Beds
  • 2 .5Baths
  • 1,813SQ. FT.
  • 2Garages
  • MLS #
    4297764
financial tag4.99% FHA Fixed Rate + $0 Closing Costs Eligible*
LOCATED IN: Cedar Meadows
$2,536/month | Based on 4.99% 30-year fixed rate lock*
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MLS Number: 4297764Canopy MLS
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Special Rate Available
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The Langford 12160 Muscadine Court, Midland NC / Lot# 79

Available January 2026
Priced At$403,530
Est. Monthly Payment$2,693
  • 3Beds
  • 2 Baths
  • 1,740SQ. FT.
  • 2Garages
  • MLS #
    4325597
financial tag4.99% FHA Fixed Rate + $0 Closing Costs Eligible*
LOCATED IN: Pine Bluff
$2,693/month | Based on 4.99% 30-year fixed rate lock*
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MLS Number: 4325597Canopy MLS
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Covered Back Patio
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The Caldwell 24 Wendall Lane, Concord NC / Lot# 22

Available February 2026
Priced At$407,200
Est. Monthly Payment$2,718
  • 4Beds
  • 2 .5Baths
  • 2,231SQ. FT.
  • 2Garages
  • MLS #
    4319966
financial tag4.99% FHA Fixed Rate + $0 Closing Costs Eligible*
LOCATED IN: Green Acres
$2,718/month | Based on 4.99% 30-year fixed rate lock*
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MLS Number: 4319966Canopy MLS
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Study on Main + Upstairs Loft

The McGinnis 1924 Gibb Crossing, Monroe NC / Lot# 23

Available February 2026
Priced At$405,725
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    4310056
financial tagReceive up to $15,000 in closing costs!*
LOCATED IN: Cedar Meadows
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MLS Number: 4310056Canopy MLS
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Spacious Loft and Owner's Suite

The Buford II 1755 Troon Drive, Salisbury NC / Lot# 11

Available February 2026
Priced At$305,785
  • 3Beds
  • 2 .5Baths
  • 1,909SQ. FT.
  • 2Garages
  • MLS #
    4324546
financial tagReceive Up to $10,000 in Closing Costs! *
LOCATED IN: Country Club Village
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MLS Number: 4324546Canopy MLS
Photo #001Photo #002
Expansive Primary Suite

The Braselton II 2155 Catawba Trace Drive, Catawba NC / Lot# 32

Available February 2026
Priced At$312,515
  • 4Beds
  • 2 .5Baths
  • 1,933SQ. FT.
  • 2Garages
  • MLS #
    4329384
financial tagReceive Up to $10,000 in Closing Costs! *
LOCATED IN: Catawba Trace
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MLS Number: 4329384Canopy MLS
Canopy MLSRealTracs
Copyright 2026 Canopy MLS and RealTracs, Inc. All rights reserved

Listings courtesy of Canopy MLS and RealTracs as distributed by MLS GRID in accordance with these IDX Rules Based on information submitted to the MLS GRID as of 1/07/26. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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*Offer valid only on presale homes in select communities. Option amount varies by community. Offer available exclusively with the use of our preferred lender, loanDepot or Ridgeland Mortgage. Smith Douglas Homes is not a lender and this is not an offer to lend. Offer valid on contracts written between 12/19/25 and 1/31/26. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. Smith Douglas Homes. 12/19/25

*4.99% FHA Fixed Rate Offer is available for a limited time and only on select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Rate commitment is available exclusively through our preferred lender. Minimum 660 FICO score and a minimum 3.5% down payment are required. Interest rates and APRs are current as of 1/2/2026 and may change without notice. Actual rates vary based on credit rating, down payment amount, DTI, and other qualifying factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. Equal Housing Opportunity. Additional restrictions may apply. See a New Home Specialist for complete details. Smith Douglas Homes® 1/2/2026.

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2025.


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