3.99% (4.323%APR) FHA 5/1 ARM + $0 Closing Costs for a Limited Time on Select Homes*

3.99% (4.323%APR) FHA 5/1 ARM + $0 Closing Costs on Select Homes*

LEARN MORE
Skip To Main ContentAccessibility Help & Feedback
Smith Douglas Homes
Get In Touch
470-376-7663

Quick Move-In HomesNew Homes in Charlotte, NC

icon filtersFilters
icon sortSort
  • Move-In Date
  • Price Low
  • Price High
  • City
  • State
Map View
  • Charlotte, NC
  • City
  • Beds
  • Baths
  • Price Range
  • School Districts
  • Nter Now Home
  • Special Offer
icon sortSort
  • Move-In Date
  • Price Low
  • Price High
  • City
  • State
Map View
  • Charlotte, NC
Clear Filters

3.99% (4.323%APR) FHA 5/1 ARM + $0 Closing Costs for a Limited Time on Select Homes*

LEARN MORE

35 Available Homes

Photo #001Photo #002
Owner’s Suite with Sitting Area & Huge Walk-In Closet

The James 518 Hullview Vista, Monroe NC / Lot# 15

Available October 2025
Priced At$444,570
was $473,770
  • 4Beds
  • 3 Baths
  • 3,005SQ. FT.
  • 2Garages
  • MLS #
    4260933
financial tagReceive Up to $20k in Closing Costs! *
LOCATED IN: Cedar Meadows
Icon Play PhotosPhotos
Icon PlayDirectionslink to the community
Photo #001Photo #002
Convenient Mud Room Entry

The Pearson 523 Hullview Vista, Monroe NC / Lot# 5

Available October 2025
Priced At$379,305
was $397,455
  • 3Beds
  • 2 Baths
  • 1,701SQ. FT.
  • 2Garages
  • MLS #
    4266105
financial tagReceive Up to $20k in Closing Costs! *
LOCATED IN: Cedar Meadows
Icon Play PhotosPhotos
Icon PlayDirectionslink to the community
Photo #001Photo #002
$0 Closing Costs + 3.99% (4.323%APR) 5/1 ARM!*

The Coleman 5702 Hagler Loop, Catawba NC / Lot# 40

Available October 2025
Priced At$319,060
Est. Monthly Payment$2,342
  • 4Beds
  • 2 .5Baths
  • 2,053SQ. FT.
  • 2Garages
  • MLS #
    4277852
financial tagDare to Compare: Special Rate Available
LOCATED IN: Catawba Trace
$2,342/month | Based on 3.99% (4.323% APR) 5/1 ARM & $0 Closing Costs. Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
Icon Play PhotosPhotos
Icon PlayDirectionslink to the community
Photo #001Photo #002
$0 Closing Costs + 3.99% (4.323%APR) 5/1 ARM!*

The Caldwell 2191 Catawba Trace Drive, Catawba NC / Lot# 41

Available October 2025
Priced At$319,910
was $324,910
Est. Monthly Payment$1,857
  • 3Beds
  • 2 .5Baths
  • 2,231SQ. FT.
  • 2Garages
  • MLS #
    4277807
financial tag1st Floor Owner's Suite
LOCATED IN: Catawba Trace
$1,857/month | Based on 3.99% (4.323% APR) 5/1 ARM & $0 Closing Costs. Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
Icon Play PhotosPhotos
Icon PlayDirectionslink to the community
Photo #001Photo #002
$0 Closing Costs + 3.99% (4.323%APR) 5/1 ARM!*

The Lawson 2195 Catawba Trace Drive, Catawba NC / Lot# 42

Available October 2025
Priced At$289,420
Est. Monthly Payment$2,108
  • 3Beds
  • 2 .5Baths
  • 1,650SQ. FT.
  • 2Garages
  • MLS #
    4277778
financial tagDare to Compare: Special Rate Available
LOCATED IN: Catawba Trace
$2,108/month | Based on 3.99% (4.323% APR) 5/1 ARM & $0 Closing Costs. Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
Icon Play PhotosPhotos
Icon PlayDirectionslink to the community
Photo #001Photo #002
$0 Closing Costs + 3.99% (4.323%APR) 5/1 ARM!*

The Braselton II 2186 Catawba Trace Drive, Catawba NC / Lot# 16

Available October 2025
Priced At$313,190
Est. Monthly Payment$2,050
  • 3Beds
  • 2 .5Baths
  • 1,933SQ. FT.
  • 2Garages
  • MLS #
    4277957
financial tagDare to Compare: Special Rate Available
LOCATED IN: Catawba Trace
$2,050/month | Based on 3.99% (4.323% APR) 5/1 ARM & $0 Closing Costs. Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
Icon Play PhotosPhotos
Icon PlayDirectionslink to the community
Photo #001Photo #002
$0 Closing Costs + 3.99% (4.323%APR) 5/1 ARM!*

The Harrington 2190 Catawba Trace Drive, Catawba NC / Lot# 15

Available October 2025
Priced At$329,690
Est. Monthly Payment$1,929
  • 4Beds
  • 2 .5Baths
  • 2,565SQ. FT.
  • 2Garages
  • MLS #
    4284393
financial tagDare to Compare: Special Rate Available
LOCATED IN: Catawba Trace
$1,929/month | Based on 3.99% (4.323% APR) 5/1 ARM & $0 Closing Costs. Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
Icon Play PhotosPhotos
Icon PlayDirectionslink to the community
Photo #001Photo #002
$0 Closing Costs + 3.99% (4.323%APR) 5/1 ARM!*

The Ryman 1224 Langston Lane, Salisbury NC / Lot# 60

Available October 2025
Priced At$287,595
Est. Monthly Payment$1,817
  • 3Beds
  • 2 Baths
  • 1,164SQ. FT.
  • 2Garages
  • MLS #
    4292234
financial tagDare to Compare: Special Rate Available
LOCATED IN: Country Club Village
$1,817/month | Based on 3.99% (4.323% APR) 5/1 ARM & $0 Closing Costs. Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
Icon Play PhotosPhotos
Icon PlayDirectionslink to the community
Photo #001Photo #002
Backyard Patio—Perfect for Outdoor Gatherings

The Benson II 328 Wicker Drive, Salisbury NC / Lot# 36

Available October 2025
Priced At$328,645
  • 3Beds
  • 2 .5Baths
  • 1,813SQ. FT.
  • 2Garages
  • MLS #
    4291421
financial tagReceive Up to $10k in Closing Costs! *
LOCATED IN: Winecoff
Icon Play PhotosPhotos
Icon PlayDirectionslink to the community
Photo #001Photo #002
Front & Rear Covered Patios

The Lancaster 12013 Muscadine Court, Midland NC / Lot# 99

Available October 2025
Priced At$424,370
was $428,370
  • 3Beds
  • 2 .5Baths
  • 2,015SQ. FT.
  • 2Garages
  • MLS #
    4253833
financial tagReceive Up to $20k in Closing Costs! *
LOCATED IN: Pine Bluff
Icon Play PhotosPhotos
Icon PlayDirectionslink to the community
Photo #001Photo #002
Fully Upgraded Kitchen

The Avery 12005 Muscadine Court, Midland NC / Lot# 98

Available October 2025
Priced At$449,790
was $462,790
  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
  • MLS #
    4284525
financial tagReceive Up to $20k in Closing Costs! *
LOCATED IN: Pine Bluff
Icon Play PhotosPhotos
Icon PlayDirectionslink to the community
Photo #001Photo #002
Dare to Compare: Special Rate Available

The Suwanee 6024 Jasmine Branch Road, Charlotte NC / Lot# 29

Available October 2025
Priced At$317,970
Est. Monthly Payment$1,803
  • 3Beds
  • 2 .5Baths
  • 1,629SQ. FT.
  • 1Garages
  • MLS #
    4260393
financial tag$0 Closing Costs + 3.99% (4.323%APR) 5/1 ARM!*
LOCATED IN: Hickory Glen
$1,803/month | Based on 3.99% (4.323% APR) 5/1 ARM & $0 Closing Costs. Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
Icon Play PhotosPhotos
Icon PlayDirectionslink to the community

Continue Your Search

Ready to Get Started

We’re Here to Help

  • Start Your Journey
0My Favorites

*5/1 ARM offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 7/18/25 and close by 10/10/25. FHA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 07/18/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 8/21/25.

*Flex Cash Offer valid only on select homes. Flex Cash amount varies by community. Offer available exclusively with the use of our preferred lender, Ridgeland Mortgage. Smith Douglas Homes is not a lender and this is not an offer to lend. Offer valid on contracts written between 5/31/25 and 6/30/25. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. Smith Douglas Homes. 6/3/25.




*All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content are subject to change without notice. Please speak to a new home specialist to verify homesite fit based on plan and structural options selected. Before visiting a property, contact a new home specialist to verify all information. Sample monthly payment where presented, is an estimate based on lowest price base floorplan model in the community, and includes principal, interest, and estimated taxes, PMI, and insurance, 5% down payment, FHA 30-year fixed rate loan. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Price, payment, rate, term and other features are examples only and subject to change without notice. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 2025.

  • Facebook
  • Instagram
  • Youtube
  • Linkedin
©2025 Smith Douglas Homes. All Rights Reserved.