4.99% FHA FIXED RATE*

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Quick Move-In HomesNew Homes in Chattanooga, TN / Dalton, GA

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4.99% FHA 30-Yr Fixed Rate + $0 Closing Costs — Act Now on Select Homes and Homesites!*

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24 Available Homes

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The Oxford 9407 Cavalier Way 01, Collegedale TN / Lot# 1

Move-In Ready
Priced At$329,900
  • 3Beds
  • 2 .5Baths
  • 1,933SQ. FT.
  • 2Garages
  • MLS #
    1523022
financial tagZERO Closing Costs + 4.99% Fixed Rate Eligible*
LOCATED IN: Dogwood Estates
End Unit with Extra Windows
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MOVE-IN READY - Special Rate Available

The Langford 1276 Centerstone Lane, Apison TN / Lot# 13

Move-In Ready
Priced At$379,900
  • 3Beds
  • 2 Baths
  • 1,740SQ. FT.
  • 2Garages
  • MLS #
    1523200
financial tagZERO Closing Costs + 4.99% Fixed Rate Eligible*
LOCATED IN: Capstone Estates
Covered Rear Patio Great for Entertaining
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Special Limited-Time Rate Available

The Telfair 8829 Meadowvale Court, Ooltewah TN / Lot# 8

Move-In Ready
Priced At$419,900
Est. Monthly Payment$2,658
  • 4Beds
  • 3 Baths
  • 2,373SQ. FT.
  • 2Garages
  • MLS #
    1517638
financial tagZERO Closing Costs + 4.99% Fixed Rate Eligible*
LOCATED IN: Wind Haven
Open Concept with Fireside Family Room
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Special Limited-Time Rate Available

The Benson II 383 Red Tail Drive, Ringgold GA / Lot# 48

Move-In Ready
Priced At$329,900
  • 4Beds
  • 2 .5Baths
  • 1,813SQ. FT.
  • 2Garages
  • MLS #
    7653370
financial tagZERO Closing Costs + 4.99% Fixed Rate Eligible*
LOCATED IN: Hawks View
Upgraded Cabinets & Granite Counters
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Special Limited-Time Rate Available

The Buford II 8828 Meadowvale Court, Ooltewah TN / Lot# 44

Move-In Ready
Priced At$374,900
  • 3Beds
  • 2 .5Baths
  • 1,909SQ. FT.
  • 2Garages
  • MLS #
    1519882
financial tagZERO Closing Costs + 4.99% Fixed Rate Eligible*
LOCATED IN: Wind Haven
Covered Rear Patio Great for Outdoor Living
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Photo #001Photo #002
Special Limited-Time Rate Available

The Coleman 84 Red Tail Drive, Ringgold GA / Lot# 7

Available December 2025
Priced At$339,700
  • 4Beds
  • 2 .5Baths
  • 2,053SQ. FT.
  • 2Garages
  • MLS #
    7671384
financial tagZERO Closing Costs + 4.99% Fixed Rate Eligible*
LOCATED IN: Hawks View
Rear Patio Ideal For Outdoor Gatherings
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Special Limited-Time Rate Available

The Caldwell 8162 Harbour Chase Loop, Ooltewah TN / Lot# 16

Available December 2025
Priced At$389,900
  • 3Beds
  • 2 .5Baths
  • 2,231SQ. FT.
  • 2Garages
  • MLS #
    1519260
financial tagZERO Closing Costs + 4.99% Fixed Rate Eligible*
LOCATED IN: Harbour Chase
Primary Suite on Main Floor
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Special Limited-Time Rate Available

The Langford 23 Willow Circle, Rock Spring GA / Lot# 53

Available December 2025
Priced At$309,245
  • 3Beds
  • 2 Baths
  • 1,740SQ. FT.
  • 2Garages
  • MLS #
    7677727
financial tagZERO Closing Costs + 4.99% Fixed Rate Eligible*
LOCATED IN: Laurel Ridge
Spa-Inspired Primary Bath
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Special Limited-Time Rate Available

The Ellison II 126 Andros Drive, Dalton GA / Lot# 22D

Available December 2025
Priced At$259,900
  • 3Beds
  • 2 .5Baths
  • 1,912SQ. FT.
  • 2Garages
  • MLS #
    7679239
financial tagZERO Closing Costs + 4.99% Rate Eligible*
LOCATED IN: The Andros
Chef's Delight Island Kitchen
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Special Limited-Time Rate Available

The Langford 8155 Harbour Chase Lp, Ooltewah TN / Lot# 88

Available December 2025
Priced At$389,900
  • 3Beds
  • 2 .5Baths
  • 1,740SQ. FT.
  • 2Garages
  • MLS #
    1522143
financial tagZERO Closing Costs + 4.99% Fixed Rate Eligible*
LOCATED IN: Harbour Chase
Rear Covered Patio for Outdoor Living
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Photo #001Photo #002
Special Limited-Time Rate Available

The Pearson 8820 Meadowvale Court, Ooltewah TN / Lot# 42

Available December 2025
Priced At$379,900
  • 3Beds
  • 2 Baths
  • 1,701SQ. FT.
  • 2Garages
  • MLS #
    1521311
financial tagZERO Closing Costs + 4.99% Fixed Rate Eligible*
LOCATED IN: Wind Haven
Owner's Suite on Main Floor
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Special Limited-Time Rate Available

The Norwood II 204 Andros Drive, Dalton GA / Lot# 19C

Available December 2025
Priced At$249,680
was $257,880
  • 3Beds
  • 2 .5Baths
  • 1,806SQ. FT.
  • 2Garages
  • MLS #
    7679260
financial tagZERO Closing Costs + 4.99% Rate Eligible*
LOCATED IN: The Andros
End Unit with Extra Windows
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Canopy MLSRealTracs
Copyright 2025 Canopy MLS and RealTracs, Inc. All rights reserved

Listings courtesy of Canopy MLS and RealTracs as distributed by MLS GRID in accordance with these IDX Rules Based on information submitted to the MLS GRID as of Invalid date. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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** Chattanooga/Dalton Payment includes estimated principal, interest, and taxes only, and is strictly for illustrative purposes. Mortgage Insurance (PMI) applies when less than 20% is placed down. Other fees may also apply. Sample rate quoted 10/31/25 by our Preferred Lender and includes 1.5 discount points. Options and premiums are additional. Please see new home specialist for complete details. This is not an offer to lend.

*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, a 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2025.


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