3.99% FHA 5/1 ARM*

ON SELECT QUICK MOVE-INS

4.99% FHA FIXED RATE*

BUILT YOUR WAY

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Quick Move-In HomesNew Homes in Apison, TN

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  • Chattanooga, TN / Dalton, GA
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3.99% FHA 5/1 ARM + $0 Closing Costs on Select Homes* OR
4.99% FHA 30-Yr Fixed Rate on a Home Built Your Way* For A Limited Time!

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4 Available Homes

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MOVE-IN READY - Special Rate Available - Self-Tour Anytime
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The Langford 1168 Centerstone Lane, Apison TN / Lot# 4

Move-In Ready
Priced At$374,900
Est. Monthly Payment$2,373
  • 3Beds
  • 2 Baths
  • 1,740SQ. FT.
  • 2Garages
  • MLS #
    1515690
financial tagZERO Closing Costs + 3.99% (4.323% APR) Eligible*
LOCATED IN: Capstone Estates
Open House Sat 10-6 Sun 1-6
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Photo #001Photo #002
MOVE-IN READY - Special Rate Available

The Harrington 1204 Centerstone Lane, Apison TN / Lot# 7

Move-In Ready
Priced At$414,900
Est. Monthly Payment$2,626
  • 4Beds
  • 2 .5Baths
  • 2,565SQ. FT.
  • 2Garages
  • MLS #
    1517276
financial tagZERO Closing Costs + 3.99% (4.323% APR) 5/1 ARM Eligible*
LOCATED IN: Capstone Estates
Generous Primary Suite
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Photo #001Photo #002
MOVE-IN READY - Special Rate Available

The McGinnis 1264 Centerstone Lane, Apison TN / Lot# 12

Move-In Ready
Priced At$390,000
Est. Monthly Payment$2,470
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    1519604
financial tagZERO Closing Costs + 3.99% (4.323% APR) 5/1 ARM Eligible*
LOCATED IN: Capstone Estates
Covered Rear Patio Great for Entertaining
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Photo #001Photo #002
Special Limited-Time Rate Available

The Langford 1276 Centerstone Lane, Apison TN / Lot# 13

Available October 2025
Priced At$379,900
Est. Monthly Payment$2,405
  • 3Beds
  • 2 Baths
  • 1,740SQ. FT.
  • 2Garages
  • MLS #
    1515951
financial tagZERO Closing Costs + 3.99% (4.323% APR) 5/1 ARM Eligible*
LOCATED IN: Capstone Estates
Open Concept Plan with Island Kitchen
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Copyright 2025 Canopy MLS and RealTracs, Inc. All rights reserved

Listings courtesy of Canopy MLS and RealTracs as distributed by MLS GRID in accordance with these IDX Rules Based on information submitted to the MLS GRID as of Invalid date. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 11/14/25. FHA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 09/19/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 9/19/25.

*All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content are subject to change without notice. Please speak to a new home specialist to verify homesite fit based on plan and structural options selected. Before visiting a property, contact a new home specialist to verify all information. Sample monthly payment where presented, is an estimate based on lowest price base floorplan model in the community, and includes principal, interest, and estimated taxes, PMI, and insurance, 5% down payment, FHA 30-year fixed rate loan. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Price, payment, rate, term and other features are examples only and subject to change without notice. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 2025.

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