Dream It, Achieve It |  3.99% Rate (FHA 5/1 ARM)*

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Quick Move-In HomesNew Homes in Rock Spring, GA

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  • Chattanooga, TN / Dalton, GA
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Dream It, Achieve It —3.99% Rate (6.095APR)* Limited-time FHA 5/1 ARM available on select homes.

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4 Available Homes
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MOVE-IN READY - Special Financing

The Benson II 498 Guy Williams Road, Rock Spring GA / Lot# 2

Move-In Ready
Priced At$299,900
  • 3Beds
  • 2 .5Baths
  • 1,813SQ. FT.
  • 2Garages
  • MLS #
    7704894
LOCATED IN: Laurel Ridge
Open Concept with Fireside Family Room
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Special Financing Available

The Pearson 16 Willow Circle, Rock Spring GA / Lot# 5

Move-In Ready
Priced At$299,900
  • 3Beds
  • 2 Baths
  • 1,701SQ. FT.
  • 2Garages
  • MLS #
    7723396
LOCATED IN: Laurel Ridge
Popular Ranch Plan with Covered Patio
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The Pearson 488 Guy Williams Road, Rock Spring GA / Lot# 1

Available April 2026
Priced At$312,900
  • 3Beds
  • 2 Baths
  • 1,701SQ. FT.
  • 2Garages
  • MLS #
    7704832
LOCATED IN: Laurel Ridge
Island Kitchen with Upgraded Cabinetry
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The Benson II 532 Guy Williams Road, Rock Spring GA / Lot# 43

Available April 2026
Priced At$309,900
  • 3Beds
  • 2 .5Baths
  • 1,813SQ. FT.
  • 2Garages
  • MLS #
    7706470
LOCATED IN: Laurel Ridge
Open Concept with Fireside Family Room
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Copyright 2026 Canopy MLS and RealTracs, Inc. All rights reserved

Listings courtesy of Canopy MLS and RealTracs as distributed by MLS GRID in accordance with these IDX Rules Based on information submitted to the MLS GRID as of Invalid date. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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*5/1 ARM offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in homes with contracts written by 4/30/26 and closing by 5/31/26. FHA or VA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (6.095% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 3/31/26 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 3/31/26.

*5/1 ARM offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in homes with contracts written by 4/30/26 and closing by 5/31/26. FHA or VA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (6.095% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 3/31/26 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 3/31/26.

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2026.

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