Build A Better Future
with 4.99% 30-yr FHA Financing*
Your future deserves a solid foundation. With our Build a Better Future Sales Event, we’re providing the financial certainty you need to turn your homeownership dreams into reality.
The Offer: 4.99% (5.395% APR) FHA 30-Yr. Fixed Rate!*
Available for the life of the loan on select homesites. Choose the path that fits your timeline:
Move In Today: Step into a Quick Move-In Home and start your new chapter right now.
Build for Tomorrow: Design a New Home Built Your Way with completions scheduled throughout 2026.
Don’t just dream about the future—build it. Speak to a New Home Specialist today about availability and deposit details.
Preferred Lender
Ready to take the next step toward your new home? This special offer is provided exclusively through our preferred lender, Ridgeland Mortgage. Act quickly by getting pre-qualified today! Visit our Preferred Lender page to learn more about loan officers in your location. These skilled loan officers are familiar with this offer and a variety of loan programs, and our new home construction process. They can help make financing your new home a smooth experience, from contract to closing with Smith Douglas Homes.
Hurry to take advantage of this limited-time special offer.* Get pre-qualified now to get the home you love at a value you’ll be proud of.
Special Offer Details Apply
*4.99% (5.395% APR) FHA Fixed Rate Offer is available for a limited time and only on select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Rate commitment is available exclusively through our preferred lender. Minimum 660 FICO score and a minimum 3.5% down payment are required. Interest rates and APRs are current as of 1/2/2026 and may change without notice. Actual rates vary based on credit rating, down payment amount, DTI, and other qualifying factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. Equal Housing Opportunity. Additional restrictions may apply. See a New Home Specialist for complete details. Smith Douglas Homes® 1/2/26
About Us
Smith Douglas Homes was founded in 2008 by a core team of new home building professionals, including recognized experts with nearly 50 years of experience. Our team is known for constructing quality homes at affordable prices in the places where you want to live.
We are committed to building homes crafted with quality, built with integrity, and that will have enduring value. How do we deliver on that promise? Through our proven, schedule-driven process and disciplined operations, we reduce costs and wasted resources while delivering quality craftsmanship. This process allows us to build a well-constructed home with the choices buyers want, at an affordable price that represents tremendous value.
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