Build A Better Future DFW3.99% (5.773% APR)*

3.99% Rate (5.773% APR) FHA 5/1 ARM Rate Rollback*

For a limited time, you can secure a 3.99% (5.773% APR) FHA 5/1 ARM* on select Smith Douglas Homes in the Dallas-Ft.Worth area. This FHA 5/1 adjustable-rate mortgage remains fixed at 3.99% (5.773% APR) for the first FIVE years of your loan. Lock your rate at 3.99% for FIVE years to save hundreds every month!

This incredible offer makes homeownership more affordable than you ever imagined! Connect with a New Home Specialist to build your better future in a new home with choices that fit your lifestyle and budget.

3.99% Rate (5.773% APR) FHA 5/1 ARM Rate Rollback*

Ridgeland Mortgage

Ready to take the next step toward your new home? This special offer is provided exclusively through our preferred lender, Ridgeland Mortgage. Act quickly by getting pre-qualified today! Visit our Preferred Lender page to learn more about loan officers in your location. These skilled loan officers are familiar with this offer and a variety of loan programs (FHA, VA, Conventional, USDA), and our new home construction process. They can help make financing your new home a smooth experience, from contract to closing with Smith Douglas Homes. 

Hurry to take advantage of this limited-time special offer.* Get pre-qualified now to get the home you love at a value you’ll be proud of.



Special Offer Details Apply

*5/1 ARM offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 2/27/26 and close by 4/30/26. FHA or VA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (5.773% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 2/26/26 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 2/27/26.

Terra Trace
Discover new homes for sale in Crowley, TX at Terra Trace, a vibrant new home community in the Fort Worth area offering spacious living and convenient access to the Dallas Fort Worth metroplex. Homes start in the high $200s, making Terra Trace an ideal choice for buyers seeking affordable new homes in Crowley, TX. Families will appreciate being zoned to the highly regarded Crowley ISD. Terra Trace features a variety of thoughtfully designed floor plans across multiple phases, including both single story and two story homes to fit a range of lifestyles. Select plans offer optional game rooms, creating the perfect space for entertaining, relaxing, and making memories at home. As a gas community, Terra Trace provides the efficiency and convenience of natural gas appliances. Residents can also enjoy planned amenities including scenic walking trails, a community pool, park, and playground designed for everyday enjoyment and connection. Located near I-35W, Chisholm Trail Parkway, and Highway 820, Terra Trace offers easy access to Fort Worth, downtown areas, and major employment centers. Nearby attractions include Benbrook Lake, Texas Christian University, local shopping, dining, and entertainment options, with DFW Airport just a short drive away. If you are searching for new construction homes in Crowley, TX or homes near Fort Worth, TX, Terra Trace offers the perfect combination of value, location, and lifestyle in a growing community! At Smith Douglas Homes, building your home is simple, personal, and within reach. Schedule your tour today.
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Anderson Crossing
Welcome to Anderson Crossing, a premier destination for new homes for sale in Trenton, TX, located in a close-knit community with small-town charm and convenient access to major North Texas cities. Ideally situated near Highways 121 and 69, with quick connections to Highway 75, Anderson Crossing makes commuting to McKinney, Plano, and surrounding areas simple while keeping you close to home. This thoughtfully planned community is just minutes from the growing retail and dining options in Melissa, offering everyday convenience without sacrificing a peaceful setting. Families benefit from the highly regarded Trenton ISD, where recent investments in new facilities and safety enhancements support a strong educational environment. Smith Douglas Homes offers a collection of quality-built new construction homes in Trenton, TX, featuring both single-story ranch plans and two-story designs with flexible layouts and exceptional value. Sidewalk-lined streets connect residents to a neighborhood playground and pocket park, creating opportunities for outdoor enjoyment and community connection. For buyers searching for affordable homes near McKinney, TX or a quieter lifestyle with easy access to city amenities, Anderson Crossing delivers outstanding value with 100% financing options available. With Smith Douglas Homes, your path to homeownership is simple, personal, and within reach.
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Heritage Grove
Discover new homes in Blue Ridge, TX at Heritage Grove by Smith Douglas Homes, where affordable new construction meets peaceful countryside living. Featuring spacious single-story and two-story homes on generous homesites, Heritage Grove offers thoughtfully designed floor plans starting from the mid $200s, with 100% financing options available and no MUD tax for added monthly savings. If you are searching for new homes in Blue Ridge, TX, Heritage Grove delivers exceptional value, modern design, and small-town charm in one growing North Texas community. Nestled in the scenic landscape of Blue Ridge, Texas, this community offers a rare opportunity to enjoy open space and natural beauty, including proximity to the historic Texas prairie and nearby Parkhill Prairie—436 acres of preserved Blackland tallgrass prairie with trails, pavilions, and outdoor gathering areas. Convenient access to Highways 78, 121, and US-75 makes commuting simple, connecting residents to McKinney, Princeton, Greenville, and Farmersville for shopping, dining, entertainment, and employment centers. Heritage Grove is also located within the highly regarded Trenton Independent School District, providing strong educational opportunities for families. Buyers searching for affordable homes near McKinney TX or new construction homes near Blue Ridge TX will find Heritage Grove offers the perfect balance of location, value, and lifestyle. Open-concept layouts, flexible design options, and modern finishes make these homes ideal for today’s homebuyers. Explore available homesites, floor plans, pricing, and inventory homes online or through the community brochure. Tour available homes, view street scenes, or personalize your floor plan with interactive design tools from your computer or phone! For buyers seeking move-in ready homes in Blue Ridge, TX or a new home community with space, value, and convenience, Heritage Grove stands out as a top choice in the area. At Smith Douglas Homes, building your new home is simple, personal, and designed to fit your life. Your home. Your choice. Within reach.
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About Us

Smith Douglas Homes was founded in 2008 by a core team of new home building professionals, including recognized experts with nearly 50 years of experience. Our team is known for constructing quality homes at affordable prices in the places where you want to live.

We are committed to building homes crafted with quality, built with integrity, and that will have enduring value. How do we deliver on that promise? Through our proven, schedule-driven process and disciplined operations, we reduce costs and wasted resources while delivering quality craftsmanship. This process allows us to build a well-constructed home with the choices buyers want, at an affordable price that represents tremendous value.