Build A Better Future DFW3.99% (5.773% APR)*

3.99% Rate (5.773% APR) FHA 5/1 ARM Rate Rollback*

For a limited time, you can secure a 3.99% (5.773% APR) FHA 5/1 ARM* on select Smith Douglas Homes in the Dallas-Ft.Worth area. This FHA 5/1 adjustable-rate mortgage remains fixed at 3.99% (5.773% APR) for the first FIVE years of your loan. Lock your rate at 3.99% for FIVE years to save hundreds every month!

This incredible offer makes homeownership more affordable than you ever imagined! Connect with a New Home Specialist to build your better future in a new home with choices that fit your lifestyle and budget.

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3.99% Rate (5.773% APR) FHA 5/1 ARM Rate Rollback*

Ridgeland Mortgage

Ready to take the next step toward your new home? This special offer is provided exclusively through our preferred lender, Ridgeland Mortgage. Act quickly by getting pre-qualified today! Visit our Preferred Lender page to learn more about loan officers in your location. These skilled loan officers are familiar with this offer and a variety of loan programs (FHA, VA, Conventional, USDA), and our new home construction process. They can help make financing your new home a smooth experience, from contract to closing with Smith Douglas Homes.

Hurry to take advantage of this limited-time special offer.* Get pre-qualified now to get the home you love at a value you’ll be proud of.

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Special Offer Details Apply

*5/1 ARM offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 2/27/26 and close by 4/30/26. FHA or VA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (5.773% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 2/26/26 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 2/27/26.

Terra Trace

Smith Douglas Homes is proud to bring unsurpassed choice and unbeatable value to Terra Trace, an amenity-rich community under development in Crowley, Texas. This location just south of Ft. Worth offers convenient access to 35W, Hwy 820 and The Chisholm Trail, ideal for commuting to the area’s many top employment hubs. Offering the benefits of natural gas, Terra Trace also features walking trails, a community pool, a park and a playground for the enjoyment of homeowners. With our carefully selected, quality-built, single-story ranch and two-story floor plans, you’re sure to find the right home that can be further configured to your specific needs, then personalized to your own sense of style with hundreds of finish choices. Why settle for anything less when you can make your new home your own? Starting around $300,000, our first new homes are nearing completion and will be ready for Spring move-in. Crowley provides that rare combination of big-city convenience and a small-town vibe, topped off with a strong sense of community. We invite you to explore all the ways to make your dream home a reality here because at Smith Douglas Homes, it’s always Your Home. Your Choice. Within Reach.

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Anderson Crossing

Welcome to Anderson Crossing, a sought-after new home destination in the close-knit community of Trenton, Texas. Anderson Crossing is perfectly positioned near the intersection of Highways 121 and 69, with easy access to 75 for those who commute to McKinney or Plano. Here, you’re also just a few easy minutes from all the new retail conveniences in Melissa. Children in the community benefit from recent significant investments in the highly regarded Trenton ISD schools where new facilities with the latest safety innovations promise a better future for all. Smith Douglas Homes is proud to offer a curated collection of quality-built, single-story ranch and two-story new homes that offer unsurpassed choice and unbeatable value. Sidewalks throughout Anderson Crossing provide connection to the neighborhood playground and pocket park. If you’re looking for less hustle and bustle, we invite you out to Trenton where your new home dollar goes farther and 100% financing is available. Be one of the first to preview our gorgeous new Oakshire II model and tour the variety of homes we have under construction for Spring move-in. With Smith Douglas Homes, it’s always Your Home. Your Choice. Within Reach.

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Heritage Grove

Located in the rolling countryside of Blue Ridge, Texas, Heritage Grove is the newest community by Smith Douglas Homes, offering peaceful small-town living surrounded by scenic natural beauty. Blue Ridge is home to the last remaining Texas prairie, creating a unique and welcoming place to call home. Minutes away, Parkhill Prairie offers 436 acres of preserved Blackland tallgrass prairie with covered pavilions and outdoor gathering spaces. The community is served by Blue Ridge ISD, known for small class sizes and a strong commitment to student success. Heritage Grove in Blue Ridge, TX features spacious homesites with thoughtfully designed single-story and two-story homes, priced from the mid-$200s and expected to be move-in ready by Spring 2026. With 100% financing available and no MUD tax, homeowners enjoy exceptional value and lower monthly payments. Convenient access to Highways 78, 121, and US-75 makes commuting easy, while nearby McKinney, Princeton, Greenville, and Farmersville provide additional shopping, dining, and entertainment options. At Heritage Grove, building a new home is simple and personal. Because with Smith Douglas Homes, it’s Your Home. Your Choice. Within Reach.

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About Us

Smith Douglas Homes was founded in 2008 by a core team of new home building professionals, including recognized experts with nearly 50 years of experience. Our team is known for constructing quality homes at affordable prices in the places where you want to live.

We are committed to building homes crafted with quality, built with integrity, and that will have enduring value. How do we deliver on that promise? Through our proven, schedule-driven process and disciplined operations, we reduce costs and wasted resources while delivering quality craftsmanship. This process allows us to build a well-constructed home with the choices buyers want, at an affordable price that represents tremendous value.

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