Build a Better FutureRates starting at 2.99%*
Rates starting at 2.99%*
Building a better future starts with a smart foundation — and for a limited time, that foundation begins with a lower interest rate.
We’re currently offering a 2/1 buydown on select homes in participating communities*:
• 2.99% interest rate in Year 1
• 3.99% in Year 2
• 4.99% beginning in Year 3 for the remaining term of the loan
This temporary rate structure allows you to start with a reduced rate in the first two years before adjusting in Year 3.
On contracts executed by March 15, 2026 and closing by March 31, 2026. Buyer must obtain financing through Ridgeland Mortgage, our preferred lender, to qualify.
If you’ve been considering your next move, this may be the right time to take another look.
Preferred Lenders
Ready to take the next step toward your new home? This special offer is provided exclusively through our preferred lender, Ridgeland Mortgage. Act quickly by getting pre-qualified today! Visit our Preferred Lender page to learn more about loan officers in your location. These skilled loan officers are familiar with this offer and a variety of loan programs, and our new home construction process. They can help make financing your new home a smooth experience, from contract to closing with Smith Douglas Homes.
Hurry to take advantage of this limited-time special offer.* Get pre-qualified now to get the home you love at a value you’ll be proud of.
Special Offer Details Apply
Year 1 at 2.99%, Year 2 at 3.99%, then 4.99% beginning Year 3 for the remaining term of the loan. Available on select homes in participating communities in GA, NC, SC, TX, AL, and TN with contracts executed by 3/15/26 and closing by 3/31/26. Promotion available on FHA and VA loans. Must finance through Ridgeland Mortgage. Subject to borrower qualification, credit approval, loan guidelines, and rate lock. Not valid on prior contracts or with other offers. Taxes, insurance, and fees not included. Offer subject to change. See sales consultant for complete details. 2/26/26.
About Us
Smith Douglas Homes was founded in 2008 by a core team of new home building professionals, including recognized experts with nearly 50 years of experience. Our team is known for constructing quality homes at affordable prices in the places where you want to live.
We are committed to building homes crafted with quality, built with integrity, and that will have enduring value. How do we deliver on that promise? Through our proven, schedule-driven process and disciplined operations, we reduce costs and wasted resources while delivering quality craftsmanship. This process allows us to build a well-constructed home with the choices buyers want, at an affordable price that represents tremendous value.
0