Dare to Compare
$0 Closing Costs + 4.99% | 5.477% APR Fixed Rate Rollback*
For a limited time, with $0 Closing Costs, you can secure a 4.99% (5.477% APR) FHA 30-year fixed rate mortgage* on select Smith Douglas Homes for Quick Move-In. This incredible offer makes homeownership more affordable than you ever imagined! We’re so confident that Smith Douglas Homes can offer you a superior value to your second choice, we dare you to compare us. Now is the time to get the home you love at a value you’ll be proud of.
Don't miss out on your chance to enjoy peace of mind with a low rate. Browse our Quick Move-Ins in the location of your choice to see applicable homes that are move-in ready, noted with this incentive. Act now for the best selection! With Smith Douglas Homes, it's Your Home. Your Choice. Within Reach!
Ridgeland Mortgage
Ready to take the next step toward your new home? This special offer is provided exclusively through our preferred lender, Ridgeland Mortgage. Act quickly by getting pre-qualified today! Visit our Preferred Lenders page to learn more about loan officers in your location. These skilled loan officers are familiar with this offer and a variety of loan programs (FHA, VA, Conventional, USDA), and our new home construction process. They can help make financing your new home a smooth experience, from contract to closing with Smith Douglas Homes.
Hurry to take advantage of this limited-time special offer.* Get pre-qualified now to get the home you love at a value you’ll be proud of.
Special Offer Details Apply
*Fixed Rate Rollback offer is available exclusively through our preferred lender, Ridgeland Mortgage, Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer valid on select quick move-in inventory homes. Must contract on or after 5/30/25 and close by 9/9/25. Offer applies to a limited number of homes and may expire or be withdrawn at any time. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 7/8/25.
About Us
Smith Douglas Homes was founded in 2008 by a core team of new home building professionals, including recognized experts with nearly 50 years of experience. Our team is known for constructing quality homes at affordable prices in the places where you want to live.
We are committed to building homes crafted with quality, built with integrity, and that will have enduring value. How do we deliver on that promise? Through our proven, schedule-driven process and disciplined operations, we reduce costs and wasted resources while delivering quality craftsmanship. This process allows us to build a well-constructed home with the choices buyers want, at an affordable price that represents tremendous value.
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