Buying GuidePreferred Lenders

With over two decades of experience in the mortgage industry, Bragg Boyd brings a deep understanding of home financing to every client he serves. Beginning his career in 1999 on the operations side of the business, he gained invaluable insight into the loan process, pipeline management, and delivering exceptional customer service. His expertise quickly led him to originate loans, train fellow loan officers, and manage large branches.

Throughout his career, Bragg has worked with homebuilders, real estate agents, and national mortgage companies, helping borrowers navigate the complexities of home financing. He takes pride in educating clients, overcoming obstacles, and making the mortgage process as seamless as possible.

Passionate about building successful ventures from the ground up, Bragg is committed to providing personalized solutions that empower homebuyers. When he's not assisting clients, he dedicates his time to coaching middle school football, instilling teamwork and discipline in the next generation.

With over 30 years in the mortgage industry, Randy Bailey has helped countless homebuyers achieve their dream of homeownership. Specializing in Conventional, FHA, and VA loans, he is dedicated to finding the right financing solutions for each client’s unique needs. 

Randy finds inspiration in life itself and takes great pride in guiding buyers through one of the most significant financial decisions they will make. His extensive experience ensures a smooth, stress-free mortgage process from start to finish. 

Beyond his work, Randy is passionate about giving back to the community and serves as a board member for a local children’s home. His commitment to helping others extends beyond mortgages, making a lasting impact both professionally and personally.

With nearly three decades in the mortgage industry, Chris Berra brings a wealth of experience and knowledge to every home financing journey. Beginning his career as a Loan Officer Assistant in 1996, he has worked with top homebuilders and mortgage companies, refining his expertise in FHA, VA, and Conventional lending.

Chris finds inspiration in helping homebuyers achieve their dreams, taking the time to understand their unique stories while ensuring they feel confident in their mortgage decisions.

Now based in Georgia, Chris is an avid golfer with an impressive competitive record, including six club championships. Whether guiding borrowers through their home financing journey or sharing his love for golf, Chris is dedicated to helping others achieve their goals.

With 25 years of experience in the mortgage industry, Bryan Sosbee brings a steady hand and a heart for service to every homebuyer he works with. A lifelong Georgia resident, Bryan is passionate about helping individuals and families achieve their homeownership goals in the communities he knows best.

Whether he’s working with a first-time buyer or a seasoned homeowner, Bryan takes pride in offering personalized solutions and expert guidance every step of the way.

Ginni Childers is a mortgage professional with 20-plus years of experience and a 360-degree grasp of home-financing. She launched her career in loan origination in the late 1990s, honing skills in pipeline management, regulatory compliance, and white-glove customer service. Her expertise soon led to training roles and team leadership, where she is known for fostering high-performing, service-driven cultures.
Ginni partners closely with home builders, real-estate agents, and national lenders, translating complex guidelines into clear, actionable steps for borrowers. She delivers a seamless, educational experience—studying each client’s broader financial picture, overcoming hurdles, and tailoring mortgage strategies that advance long-term wealth goals. Clients and colleagues alike value her blend of technical insight, proactive problem-solving, and genuine mentorship.

Away from the office, Ginni enjoys time with her husband and children and is active in church and community initiatives