Cotton Row Estates109 Story Ray Dr.New Market, AL 35761

Disclaimer

• *To receive the Commitment to Service $6,000 buyer incentive in Alabama, the buyer must provide documentation for “proof of service” as a teacher, hospital staff, military, veteran, firefighter, EMT or Police Officer at time of initial written contract for incentive to be valid. “Commitment to Service” incentive MUST be mentioned at time of initial written contract and all paperwork included with INITIAL and FINAL contract to be valid. Not valid for previously written contracts. Valid only on full priced home(s). Subject to buyer credit approval. Offer valid only when using one of our preferred lenders. Transaction must close on initial agreed upon closing date per the original written and signed contract paperwork to be valid. Buyer incentive to be applied upon successful closing on original agreed upon closing date. Should any party require an extension or cause a delay from original closing date, with exception to any extensions filed, buyer incentive will be forfeited; no exceptions made. Offer may not be combined with other offers. All information is believed to be accurate but is not guaranteed or warranted and subject to change without notice. See New Home Specialist for further details. 6/28/23
  

• *Rate based on an FHA with 3.5% down payment on a 30-year fixed loan and monthly loan payments based on a 30-year amortization. The monthly payment includes principal and interest, estimated taxes, and insurance but does not include HOA fees. Your payment may vary based on your buyer scenario. All figures are estimates and are subject to change at any time. Applies only to specific available inventory. Please see Smith Douglas Homes sales agent for more details. Not all borrowers will qualify as certain restrictions apply on all programs. The information contained in this material is not a guarantee to extend credit or lend. Terms and conditions are subject to change without notice - Equal Housing Lender.

  
  

  
  

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  *Rate based on an FHA loan with 3.5% down payment with a 680
  Credit score on a 30 year fixed loan and monthly payments based upon a 30 year
  amortization.  Example scenario is based upon a rate of 5.75%
   (6.953% APR) on a 30 year fixed term and the rate will never
  fluctuate.  The monthly payment includes principal and interest, estimated
  taxes, insurance, but does not include HOA fees.  Your payment may vary
  based upon your credit score and situation.  Offer valid on contracts written
  and closed by December 31,2023.  All figures are estimates based upon the
  current market as of 11/07/2023 and are subject to change based upon market
  conditions.  This offer applies only to specific inventory.  Please
  contact Smith Douglas agents for details for your situation. Birmingham
  Mortgage Group NMLS 1311446 3144 Cahaba Heights Road, Birmingham, AL
  35243.  Equal Housing Lender.