Cotton Row Estates109 Story Ray Dr.New Market, AL 35761

Disclaimer

• *To receive the Commitment to Service $6,000 buyer incentive in Alabama, the buyer must provide documentation for “proof of service” as a teacher, hospital staff, military, veteran, firefighter, EMT or Police Officer at time of initial written contract for incentive to be valid. “Commitment to Service” incentive MUST be mentioned at time of initial written contract and all paperwork included with INITIAL and FINAL contract to be valid. Not valid for previously written contracts. Valid only on full priced home(s). Subject to buyer credit approval. Offer valid only when using one of our preferred lenders. Transaction must close on initial agreed upon closing date per the original written and signed contract paperwork to be valid. Buyer incentive to be applied upon successful closing on original agreed upon closing date. Should any party require an extension or cause a delay from original closing date, with exception to any extensions filed, buyer incentive will be forfeited; no exceptions made. Offer may not be combined with other offers. All information is believed to be accurate but is not guaranteed or warranted and subject to change without notice. See New Home Specialist for further details. 
  

• Birmingham Mortgage Group rate based on an FHA loan with 3.5% down payment with a 680 Credit score on a 30 year fixed loan and monthly payments based upon a 30 year amortization. Example scenario is based upon a rate of 4.25% on a 30 year fixed term with 5.52% APR. If 4.25% rate option is used, closing cost assistance will not be provided. If you are in need of closing cost assistance, rate will be adjusted. Offer is valid for up to $10k retail price depending on floorplan. The monthly payment includes principal and interest, estimated taxes, insurance, but does not include HOA fees. Your payment may vary based upon your credit score and situation. All figures are estimates based upon the current market as of 9/16/24 and are subject to change based upon market conditions.  This offer applies only to specific inventory. Please contact Smith Douglas agents for details for your situation. Birmingham Mortgage Group NMLS 1311446 3144 Cahaba Heights Road, Birmingham, AL 35243. Equal Housing Lender.