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Cotton Row Estates
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Final Opportunities

Cotton Row Estates

Priced From $284,995

financial tag3.99% FHA 5/1 ARM + $0 Closing Costs on 8 Select Homes*3.99% FHA 5/1 ARM + $0 Closing Costs on 8 Select Homes*

Community Location

  • 109 Story Ray Dr.
  • New Market, AL 35761
Get Directionscommunity direction

Hours

  • Thurs, Fri, & Sat 10 AM - 6 PM, Wed & Sun 1 PM - 6 PM, Mon, Tues, By Appointment Only

New Home Specialist

  • Jessica Flaig
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If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Quick Move-In Homes

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The Caldwell 179 Story Ray Drive, New Market AL / Lot# 141

Available October 2025
Priced At$284,995
was $289,330
  • 4Beds
  • 2 .5Baths
  • 2,231SQ. FT.
  • MLS #
    21896018
financial tag3.99% (4.323%APR) 5/1 ARM + $0 Closing Cost
$1,665/month | Based on 3.99% (4.323%APR) Limited Time Special Rate, includes principal, interest, taxes, and insurance.*

Interactive Siteplan

Welcome to Cotton Row Estates

Cotton Row Estates is a new home community in New Market, AL by Smith Douglas Homes. Offering scenic mountain views, zoning for Riverton and Buckhorn schools, and easy access to Huntsville, it’s one of the most desirable options for new homes in New Market, AL. Only one home remains in Cotton Row Estates: the Caldwell plan at 179 Story Ray Drive. This two-story home features a first-floor owner’s suite, open-concept living, and flexible space upstairs. Priced at $284,995 and eligible for USDA zero-down financing, it’s a rare chance to own in this sought-after New Market community.
  • icon beds

    1

    Beds
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    2.5

    Baths
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    2

    Garage
  • icon sqft

    1,803 - 2,231

    SQ. FT.

Community Events & Promotions

  • 3.99% (4.323% APR) 5/1 ARM + $0 Closing Costs for a Limited Time on Select Homes*

    3.99% (4.323% APR) 5/1 ARM + $0 Closing Costs for a Limited Time on Select Homes*

    For a limited time, you can secure a 3.99% (4.323% APR) 5/1 ARM plus enjoy ZERO CLOSING COSTS. on select Smith Douglas Homes for Quick Move-In. Smith Douglas Homes offers exceptional quality at an affordable price, and it's never been easier to purchase! Act TODAY to find that new homeownership can be achieved!

    Area Schools

    Madison Co SD

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    Location

    map marker community address Community Location

    • 109 Story Ray Dr.
    • New Market, AL 35761
    Get Directionscommunity direction

    From I-565 - head East and exit Left onto Moore's Mill Road. Go 1.7 miles then turn Right onto Winchester Road. Stay on Winchester Road for about 8.4 miles and the community will be on the Right side of the road directly across from Rice Baptist Church.

    *4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 11/14/25. FHA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 09/19/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 9/19/25.

    Ready to get started?Start Your New Home Journey Today