3.99% FHA 5/1 ARM*

ON SELECT QUICK MOVE-INS

4.99% FHA FIXED RATE*

BUILT YOUR WAY

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Owner's Suite on Main Floor

Available October 2025

539 Summerfield LaneCartersville, GA 30120 | Lot# 87 | MLS# 7612520Floor Plan: The CaldwellCommunity: Duncan Farm

Priced at $349,900

financial tagZERO Closing Costs + 3.99% (4.323% APR) 5/1 ARM Eligible*
financial tagZERO Closing Costs + 3.99% (4.323% APR) 5/1 ARM Eligible*
  • icon beds

    3

    Beds
  • icon baths

    3.5

    Baths
  • icon garage

    2

    Garage
  • icon sqft

    2,231

    SQ. FT.

Community Location

  • 653 Summerfield Lane
  • Cartersville, GA 30120
Get Directionscommunity direction

Selling From

  • 4563 Highway 411
  • Kingston, GA 30145
Get Directionscommunity direction

Hours

  • Contact New Home Specialist for information on the final opportunity or visit our nearby community Kingston Park.

New Home Specialist

  • Stacey Dunlop
icon phone(470) 895 - 7147
Get Info
Get Info

If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Description

Move in Ready October 2025! The Caldwell plan, built by Smith Douglas Homes in Duncan Farm, is a great choice for those desiring a first floor owner's suite. The hub of this home is the centrally located family room that opens to the kitchen that has access to a rear covered porch. An impressive kitchen overlooks the family room, and features granite counters, upgraded cabinetry and more. You will also find the dining room, separate powder room, and laundry room on this level. Single-level living can easily be achieved within this popular plan because everything is just steps away! A flexible second floor provides an oversized loft, a second full bath and two additional bedrooms each with a large closet. Both floors have 9ft ceiling heigh...
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Area Schools

Bartow County Schools

Interactive Siteplan

Map & Directions

From I-75 take exit 290 for GA-20W toward Rome. Turn left onto GA-20W, turn left at US-411N. Use the rt lane to take the US-411S/Joe Frank Harris Pkwy SE/US 41N. Turn left onto State Rd 293. Turn Rt@first cross street onto GA_293N. At the round-about take 3rd exit onto Hamilton Crossing.Community on the right.

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*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 11/14/25. FHA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 09/19/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 9/19/25.

*All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content are subject to change without notice. Please speak to a new home specialist to verify homesite fit based on plan and structural options selected. Before visiting a property, contact a new home specialist to verify all information. Sample monthly payment where presented, is an estimate based on lowest price base floorplan model in the community, and includes principal, interest, and estimated taxes, PMI, and insurance, 5% down payment, FHA 30-year fixed rate loan. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Price, payment, rate, term and other features are examples only and subject to change without notice. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 2025.

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