2199 Catawba Trace DriveCatawba, NC 28609 | Lot# 43 | MLS# 4266088Floor Plan: The Benson IICommunity: Catawba Trace

Disclaimer

• *For a limited time, receive up to $15,000 in closing costs plus a free appliance package on inventory homes — or up to $10,000 in closing costs on presales in Catawba Trace! Must be Under Contract by 09.30.25 to receive incentive. Buyer must work with our preferred lender to receive closing cost assistance. Additional restrictions may apply. All offers subject to approval by preferred lender. Price, payment, rate, term, and conditions subject to credit approval, availability, and other lender terms and conditions. Must comply with all terms, including the financing, purchasing, and closing with a preferred lender partner, title company, and closing attorney. Not valid on previously written contracts or with any other offer. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but is not guaranteed or warranted and subject to change without notice. Smith Douglas Homes®
  
  
  

• *5/1 ARM offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 7/18/25 and close by 10/10/25. FHA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 07/18/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 8/21/25.