3.99% (4.323%APR) FHA 5/1 ARM + $0 Closing Costs for a Limited Time on Select Homes*

3.99% (4.323%APR) FHA 5/1 ARM + $0 Closing Costs on Select Homes*

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531 Cooley DriveSalisbury, NC 28147 | MLS# 4300098Floor Plan: The McGinnisCommunity: Winecoff

Priced at $349,350

  • icon beds

    4

    Beds
  • icon baths

    2.5

    Baths
  • icon garage

    2

    Garage
  • icon sqft

    2,372

    SQ. FT.

Community Location

  • 105 Saint Francis Rd
  • Salisbury, NC 28147
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Hours

  • Mon-Tues 10am-6pm; Wed 12pm-6pm; Thur-Sat 10am-6pm; and Sun 1pm-6pm

New Home Specialist

  • Erin Foster
icon phone(980) 288 - 5304
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If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Description

Introducing the McGinnis at the brand new Winecoff community! This stunning two-story home combines thoughtful design, modern finishes, and a functional layout ideal for today’s lifestyle. Step into the wide, inviting entry and notice the private study, perfect for a home office, or reading area. The main level features open-concept living with 9ft ceilings throughout, creating a bright, airy atmosphere. The spacious family room flows effortlessly into the kitchen and breakfast area, making it perfect for entertaining or everyday family living. The kitchen is a chef’s dream with 42" modern cabinets, quartz countertops, a large island for prep and casual dining, a walk-in pantry, and stainless-steel appliances. Vinyl plank flooring througho...
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Area Schools

Interactive Siteplan

Map & Directions

I-485 towards I-85. Take exit 30 onto I-85N toward Greensboro. Next take exit 72 (Peach Orchard Rd). Make a left at the end of the ramp. Take a right onto Henderson Grove Church Rd. Continue onto Rowan Mill Rd & Sherrills Ford Rd (changes names). Turn right onto Majolica Rd. Turn left onto US-70 W/Statesville Blvd and destination will be on your right in .3 miles.

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Other Homes in Winecoff

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Backyard Patio—Perfect for Outdoor Gatherings

The Benson II 328 Wicker Drive, Salisbury NC / Lot# 36

Available October 2025
Priced At$328,645
  • 3Beds
  • 2 .5Baths
  • 1,813SQ. FT.
  • 2Garages
  • MLS #
    4291421
financial tagReceive Up to $10k in Closing Costs! *
LOCATED IN: Winecoff
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The Coleman 105 Saint Francis Rd, Salisbury NC

  • 4Beds
  • 2 .5Baths
  • 2,053SQ. FT.
  • 2Garages
LOCATED IN: Winecoff
The Coleman Model Home
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The Coleman 525 Cooley Drive, Salisbury NC

Priced At$335,445
  • 4Beds
  • 2 .5Baths
  • 2,053SQ. FT.
  • 2Garages
  • MLS #
    4299125
LOCATED IN: Winecoff
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*5/1 ARM offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 7/18/25 and close by 10/10/25. FHA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 07/18/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 8/21/25.

*Flex Cash Offer valid only on select homes. Flex Cash amount varies by community. Offer available exclusively with the use of our preferred lender, Ridgeland Mortgage. Smith Douglas Homes is not a lender and this is not an offer to lend. Offer valid on contracts written between 5/31/25 and 6/30/25. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. Smith Douglas Homes. 6/3/25.




*All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content are subject to change without notice. Please speak to a new home specialist to verify homesite fit based on plan and structural options selected. Before visiting a property, contact a new home specialist to verify all information. Sample monthly payment where presented, is an estimate based on lowest price base floorplan model in the community, and includes principal, interest, and estimated taxes, PMI, and insurance, 5% down payment, FHA 30-year fixed rate loan. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Price, payment, rate, term and other features are examples only and subject to change without notice. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 2025.

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