3.99% (4.323%APR) FHA 5/1 ARM + $0 Closing Costs for a Limited Time on Select Homes*

3.99% (4.323%APR) FHA 5/1 ARM + $0 Closing Costs on Select Homes*

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8112 Harbour Chase LoopOoltewah, TN 37363 | Lot# 3 Floor Plan: The JamesCommunity: Harbour Chase

Contact For Pricing

  • icon beds

    3

    Beds
  • icon baths

    2.5

    Baths
  • icon garage

    2

    Garage
  • icon sqft

    3,005

    SQ. FT.

Community Location

  • 8112 Harbour Chase Loop
  • Ooltewah, TN 37363
Get Directionscommunity direction

Hours

  • Mon-Tues 11-5, Wed & Sun 1-6, Thurs-Sat 10-6

New Home Specialist

  • Rikel Barrott
icon phone(423) 779 - 6992
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If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Description

Flexibility is a hallmark of the James plan. The James features a large dining room, a well-appointed kitchen with a butler's pantry, and a study that can be an optional first-floor bedroom. The large, family-friendly mud room off the garage gives the space you'll want to drop your belongings at the door and keep your clutter to a minimum. Amenities upstairs include a spacious laundry room with an optional sink, an open loft that can be exchanged for an additional bedroom, and an expansive owner's suite with a sitting room. So whether 3, 4, or 5 bedrooms are needed, the James delivers.

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Other Homes in Harbour Chase

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MOVE-IN READY - Self-Tour Anytime - Special Rate
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The Harrington 8136 Harbour Chase Lp, Ooltewah TN / Lot# 9

Move-In Ready
Priced At$419,900
Est. Monthly Payment$2,623
  • 4Beds
  • 2 .5Baths
  • 2,565SQ. FT.
  • 2Garages
  • MLS #
    1516202
financial tagZERO Closing Costs + 3.99% (4.323% APR) 5/1 ARM Eligible*
LOCATED IN: Harbour Chase
Upgraded Cabinets & Granite Counters - Self-Tour Anytime with NterNow
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The Palmer 8147 Harbour Chase Loop, Ooltewah TN / Lot# 86

Available November 2025
Priced At$444,900
  • 4Beds
  • 3 .5Baths
  • 2,934SQ. FT.
  • 2Garages
  • MLS #
    1517301
LOCATED IN: Harbour Chase
Owner's Suite on Main Floor
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The Harrington 8151 Harbour Chase Lp, Ooltewah TN / Lot# 87

Available November 2025
Priced At$429,900
  • 4Beds
  • 2 .5Baths
  • 2,565SQ. FT.
  • 2Garages
  • MLS #
    1517422
LOCATED IN: Harbour Chase
Covered Rear Patio Great for Entertaining
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The Caldwell 8152 Harbour Chase Loop, Ooltewah TN / Lot# 13

Available November 2025
Priced At$409,900
  • 3Beds
  • 2 .5Baths
  • 2,231SQ. FT.
  • 2Garages
  • MLS #
    1517291
LOCATED IN: Harbour Chase
Owner's Suite on Main Floor
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The Caldwell 8162 Harbour Chase Loop, Ooltewah TN

Available December 2025
Priced At$399,900
  • 3Beds
  • 2 .5Baths
  • 2,231SQ. FT.
  • 2Garages
  • MLS #
    1519260
LOCATED IN: Harbour Chase
Owner's Suite on Main Floor
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*5/1 ARM offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 7/18/25 and close by 10/10/25. FHA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 07/18/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 8/21/25.

*All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content are subject to change without notice. Please speak to a new home specialist to verify homesite fit based on plan and structural options selected. Before visiting a property, contact a new home specialist to verify all information. Sample monthly payment where presented, is an estimate based on lowest price base floorplan model in the community, and includes principal, interest, and estimated taxes, PMI, and insurance, 5% down payment, FHA 30-year fixed rate loan. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Price, payment, rate, term and other features are examples only and subject to change without notice. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 2025.

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