4.99% FHA FIXED RATE*

ON HOMES THRU 01/31*

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8112 Harbour Chase LoopOoltewah, TN 37363 | Lot# 3 Floor Plan: The JamesCommunity: Harbour Chase

Contact For Pricing

  • icon beds

    3

    Beds
  • icon baths

    2.5

    Baths
  • icon garage

    2

    Garage
  • icon sqft

    3,005

    SQ. FT.

Community Location

  • 8112 Harbour Chase Loop
  • Ooltewah, TN 37363
Get Directionscommunity direction

Hours

  • Mon-Tues 10-5, Wed 12-5, Thurs-Sat 10-5, Sun 12-5

New Home Specialist

  • Rikel Barrott
icon phone(423) 356 - 2311
Get Info
Get Info

If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Description

Flexibility is a hallmark of the James plan. The James features a large dining room, a well-appointed kitchen with a butler's pantry, and a study that can be an optional first-floor bedroom. The large, family-friendly mud room off the garage gives the space you'll want to drop your belongings at the door and keep your clutter to a minimum. Amenities upstairs include a spacious laundry room with an optional sink, an open loft that can be exchanged for an additional bedroom, and an expansive owner's suite with a sitting room. So whether 3, 4, or 5 bedrooms are needed, the James delivers.

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Get Pre-Qualified with Ridgeland Mortgage
Finance with Confidence and Save Money

Experience a smooth home financing process with our Preferred Lender, Ridgeland Mortgage. Their specialists in new construction home loans offer a simplified approach to guide you from contract to closing, ensuring a stress-free experience. Get pre-qualified to discover your buying power and choose from FHA, VA, Conventional, or USDA loans. As a bonus, you'll qualify to receive closing cost assistance and access to current promotions.* Visit our Preferred Lender page to connect with a loan officer in your area today.

Find Your Lender

Other Homes in Harbour Chase

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MOVE-IN READY - Special Rate Available

The Caldwell 8162 Harbour Chase Loop, Ooltewah TN / Lot# 16

Move-In Ready
Priced At$399,900
  • 3Beds
  • 2 .5Baths
  • 2,231SQ. FT.
  • 2Garages
  • MLS #
    1524771
financial tagZERO Closing Costs + 4.99% (5.477% APR) Eligible*
LOCATED IN: Harbour Chase
First Floor Owner's Suite
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Special Limited-Time Rate Available

The Langford 8155 Harbour Chase Lp, Ooltewah TN / Lot# 88

Available December 2025
Priced At$389,900
  • 3Beds
  • 2 .5Baths
  • 1,740SQ. FT.
  • 2Garages
  • MLS #
    1522143
financial tagZERO Closing Costs + 4.99% (5.477% APR) Eligible*
LOCATED IN: Harbour Chase
Rear Covered Patio for Outdoor Living
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Special Limited-Time Rate Available

The Caldwell 7277 Telluride Way, Ooltewah TN / Lot# 17

Available January 2026
Priced At$424,900
  • 3Beds
  • 2 .5Baths
  • 2,231SQ. FT.
  • 2Garages
  • MLS #
    1524541
financial tagZERO Closing Costs + 4.99% (5.477% APR) Eligible*
LOCATED IN: Harbour Chase
Primary Suite on Main
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Special Limited-Time Rate Available

The Bradley 8163 Harbour Chase Lp, Ooltewah TN / Lot# 90

Available January 2026
Priced At$406,540
  • 3Beds
  • 2 Baths
  • 1,770SQ. FT.
  • 2Garages
  • MLS #
    1524900
financial tagZERO Closing Costs + 4.99% (5.477% APR) Eligible*
LOCATED IN: Harbour Chase
Covered Rear Patio Great for Entertaining
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The Coleman 7267 Telluride Way, Ooltewah TN / Lot# 19

Available February 2026
Priced At$396,740
  • 4Beds
  • 2 .5Baths
  • 2,053SQ. FT.
  • 2Garages
  • MLS #
    1524545
LOCATED IN: Harbour Chase
Open Concept with Fireside Family Room
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The Palmer 8167 Harbour Chase Loop, Ooltewah TN / Lot# 91

Available February 2026
Priced At$450,895
  • 4Beds
  • 3 .5Baths
  • 2,934SQ. FT.
  • 2Garages
  • MLS #
    1524906
LOCATED IN: Harbour Chase
Owner's Suite on Main Floor
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** Chattanooga/Dalton Payment includes estimated principal, interest, and taxes only, and is strictly for illustrative purposes. Mortgage Insurance (PMI) applies when less than 20% is placed down. Other fees may also apply. Sample rate quoted 10/31/25 by our Preferred Lender and includes 1.5 discount points. Options and premiums are additional. Please see new home specialist for complete details. This is not an offer to lend.

*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, a 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2025.


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