4.99% FHA FIXED RATE*

ON HOMES THRU 12/31*

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LVP Flooring throughout Main Floor

Available April 2026

74 W Cove LaneRinggold, GA 30736 | Lot# 28 | MLS# 7687767Floor Plan: The KensingtonCommunity: Hillcrest Park

Priced at $270,500

  • icon beds

    3

    Beds
  • icon baths

    2.5

    Baths
  • icon garage

    2

    Garage
  • icon sqft

    1,214

    SQ. FT.

Community Location

  • 100 Three Notch Rd
  • Ringgold, GA 30736
Get Directionscommunity direction

Selling From

  • 733 Graysville Rd.
  • Ringgold, GA 30736
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Hours

  • We are not yet onsite. Please contact us or visit nearby Hawks View.

New Home Specialists

  • Tracy Sanford
  • Zach Onusic
icon phone(770) 776 - 8331
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If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Description

Move-In Ready April! The Kensington plan by Smith Douglas Homes, located in the brand-new Hillcrest Park community. NewConstruction in Ringgold, GA! Step onto the inviting covered front porch and into a bright, open family room that seamlessly connects to the upgraded kitchen. With gleaming granite countertops, a stylish island, and a flowing layout into the breakfast area, this space is designed for effortless entertaining. Host gatherings outside on your spacious back patio. Luxury Vinyl flooring on the main level. Ascend the iron rail staircase to upstairs to relax in your own private spa-like tub. Two additional bedrooms share a spacious hall bath. Located in Ringgold, Georgia, this new construction home offers energy-efficient featur...
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Area Schools

Interactive Siteplan

Map & Directions

I75 N to exit 350. Left off of ramp. Trvl 1/2 mile to 2nd red light, turn right onto Three Notch Rd. Community on right.

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Get Pre-Qualified with Ridgeland Mortgage
Finance with Confidence and Save Money

Experience a smooth home financing process with our Preferred Lender, Ridgeland Mortgage. Their specialists in new construction home loans offer a simplified approach to guide you from contract to closing, ensuring a stress-free experience. Get pre-qualified to discover your buying power and choose from FHA, VA, Conventional, or USDA loans. As a bonus, you'll qualify to receive closing cost assistance and access to current promotions.* Visit our Preferred Lender page to connect with a loan officer in your area today.

Find Your Lender

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The Kensington II 4 Cove Road, Ringgold GA / Lot# 28

Available April 2026
Priced At$269,575
  • 3Beds
  • 2 .5Baths
  • 1,214SQ. FT.
  • 2Garages
  • MLS #
    7684196
LOCATED IN: Hillcrest Park
Open Concept with Fireside Family Room
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The Greenbrier II 80 W Cove Road, Ringgold GA / Lot# 29

Available April 2026
Priced At$322,190
  • 3Beds
  • 2 .5Baths
  • 2,237SQ. FT.
  • 2Garages
  • MLS #
    7680974
LOCATED IN: Hillcrest Park
Open Concept Plan with Island Kitchen
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** Chattanooga/Dalton Payment includes estimated principal, interest, and taxes only, and is strictly for illustrative purposes. Mortgage Insurance (PMI) applies when less than 20% is placed down. Other fees may also apply. Sample rate quoted 10/31/25 by our Preferred Lender and includes 1.5 discount points. Options and premiums are additional. Please see new home specialist for complete details. This is not an offer to lend.

*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, a 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2025.


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