3.99% FHA 5/1 ARM*

ON SELECT QUICK MOVE-INS

4.99% FHA FIXED RATE*

BUILT YOUR WAY

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42 Floating Bridge TrailLillington, NC 27546 | MLS# 10130725Floor Plan: The RutledgeCommunity: Cape Overlook

Priced at $246,295

  • icon beds

    3

    Beds
  • icon baths

    2.5

    Baths
  • icon garage

    1

    Garage
  • icon sqft

    1,443

    SQ. FT.

Community Location

  • 2090 Ross Rd
  • Lillington, NC 27546
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Hours

  • We are not Currently On-Site. Join our VIP Interest list for More Information.

New Home Specialist

  • Tamra Farris
icon phone(919) 441 - 3107
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If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Description

Smith Douglas presents The Rutledge in Cape Overlook, a scenic new community nestled on the banks of the Cape Fear River. THIS HOME IS UNDER CONSTRUCTION WITH AN ESTIMATED COMPLETION DATE OF FEBRUARY 2026 Welcome to The Rutledge, where charm meets modern living. A welcoming covered front porch leads into a bright foyer and an inviting open-concept main level. The spacious family room seamlessly flows into the dining area and upgraded kitchen, creating the perfect space for everyday living and entertaining. The kitchen boasts stainless steel appliances, a center island, crown-molded cabinetry with stylish hardware, and added blinds on the front of the home for convenience and privacy. Upstairs, retreat to the private owner's suite com...
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Map & Directions

FROM Fayetteville: Take 401N OR 210N to Lillington. T/R at light onto McNeill/Ross Rd. Go appx 2 miles. Cape Overlook is on your left. FROM Angier take 210S (turns into Main St) in Lillington. T/L at light just past Hardees onto McNeill/Ross Rd. FROM Fuquay/Holly Springs take 401 S. T/R on Hwy 210/Main str in Lillington. T/L at light onto McNeill/Ross Rd, community on left FROM Sanford take Hwy 421 to Lillington, T/R on Main St, T/L on Ross Rd, T/L into Community

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The Braselton II 119 Oyster Tabby Drive, Lillington NC / Lot# 91

Available February 2026
Priced At$337,685
  • 3Beds
  • 2 .5Baths
  • 1,933SQ. FT.
  • 2Garages
  • MLS #
    10124358
LOCATED IN: Cape Overlook
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The Ryman 96 Oyster Tabby Drive, Lillington NC / Lot# 6

Available February 2026
Priced At$315,110
  • 3Beds
  • 2 Baths
  • 1,164SQ. FT.
  • 2Garages
  • MLS #
    10126656
LOCATED IN: Cape Overlook
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*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25.

*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, a 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25

*All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content are subject to change without notice. Please speak to a new home specialist to verify homesite fit based on plan and structural options selected. Before visiting a property, contact a new home specialist to verify all information. Sample monthly payment where presented, is an estimate based on lowest price base floorplan model in the community, and includes principal, interest, and estimated taxes, PMI, and insurance, 5% down payment, FHA 30-year fixed rate loan. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Price, payment, rate, term and other features are examples only and subject to change without notice. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 2025.



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