3.99% FHA 5/1 ARM*

ON SELECT QUICK MOVE-INS

4.99% FHA FIXED RATE*

BUILT YOUR WAY

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54 Floating Bridge TrailLillington, NC 27546 | MLS# 10131700Floor Plan: The RutledgeCommunity: Cape Overlook

Priced at $258,700

  • icon beds

    3

    Beds
  • icon baths

    2.5

    Baths
  • icon garage

    1

    Garage
  • icon sqft

    1,443

    SQ. FT.

Community Location

  • 2090 Ross Rd
  • Lillington, NC 27546
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Hours

  • We are not Currently On-Site. Join our VIP Interest list for More Information.

New Home Specialist

  • Tamra Farris
icon phone(919) 441 - 3107
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If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Description

Smith Douglas presents The Rutledge in Cape Overlook, a scenic new community nestled on the banks of the Cape Fear River. THIS HOME IS UNDER CONSTRUCTION WITH AN ESTIMATED COMPLETION DATE OF MARCH 2026 Step into modern elegance with The Rutledge plan, a thoughtfully crafted home that perfectly balances comfort and style. From the charming covered front porch to the open, light-filled main level, every detail has been designed for effortless living. The spacious family room connects seamlessly to the dining area and a beautifully upgraded kitchen, creating an ideal layout for both entertaining and everyday life. The kitchen features granite countertops, stainless steel appliances, a center island with pendant lighting, a tile backspla...
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Area Schools

Interactive Siteplan

Map & Directions

FROM Fayetteville: Take 401N OR 210N to Lillington. T/R at light onto McNeill/Ross Rd. Go appx 2 miles. Cape Overlook is on your left. FROM Angier take 210S (turns into Main St) in Lillington. T/L at light just past Hardees onto McNeill/Ross Rd. FROM Fuquay/Holly Springs take 401 S. T/R on Hwy 210/Main str in Lillington. T/L at light onto McNeill/Ross Rd, community on left FROM Sanford take Hwy 421 to Lillington, T/R on Main St, T/L on Ross Rd, T/L into Community

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Get Pre-Qualified with Ridgeland Mortgage
Finance with Confidence and Save Money

Experience a smooth home financing process with our Preferred Lender, Ridgeland Mortgage. Their specialists in new construction home loans offer a simplified approach to guide you from contract to closing, ensuring a stress-free experience. Get pre-qualified to discover your buying power and choose from FHA, VA, Conventional, or USDA loans. As a bonus, you'll qualify to receive closing cost assistance and access to current promotions.* Visit our Preferred Lender page to connect with a loan officer in your area today.

Find Your Lender

Other Homes in Cape Overlook

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The Braselton II 119 Oyster Tabby Drive, Lillington NC / Lot# 91

Available February 2026
Priced At$337,685
  • 3Beds
  • 2 .5Baths
  • 1,933SQ. FT.
  • 2Garages
  • MLS #
    10124358
LOCATED IN: Cape Overlook
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The Ryman 96 Oyster Tabby Drive, Lillington NC / Lot# 6

Available February 2026
Priced At$315,110
  • 3Beds
  • 2 Baths
  • 1,164SQ. FT.
  • 2Garages
  • MLS #
    10126656
LOCATED IN: Cape Overlook
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The Rutledge 42 Floating Bridge Trail, Lillington NC / Lot# 95

Available February 2026
Priced At$246,295
  • 3Beds
  • 2 .5Baths
  • 1,443SQ. FT.
  • 1Garages
  • MLS #
    10130725
LOCATED IN: Cape Overlook
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The Suwanee 46 Floating Bridge Trail, Lillington NC

Priced At$280,005
  • 3Beds
  • 2 .5Baths
  • 1,629SQ. FT.
  • 1Garages
  • MLS #
    10131589
LOCATED IN: Cape Overlook
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The Pierce 50 Floating Bridge Trail, Lillington NC

Priced At$275,100
  • 3Beds
  • 2 .5Baths
  • 1,627SQ. FT.
  • 1Garages
  • MLS #
    10131638
LOCATED IN: Cape Overlook
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*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25.

*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, a 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25

*All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content are subject to change without notice. Please speak to a new home specialist to verify homesite fit based on plan and structural options selected. Before visiting a property, contact a new home specialist to verify all information. Sample monthly payment where presented, is an estimate based on lowest price base floorplan model in the community, and includes principal, interest, and estimated taxes, PMI, and insurance, 5% down payment, FHA 30-year fixed rate loan. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Price, payment, rate, term and other features are examples only and subject to change without notice. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 2025.



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