Dream It, Achieve It |  3.99% Rate (FHA 5/1 ARM)*

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54 Floating Bridge TrailLillington, NC 27546 | MLS# 10131700Floor Plan: The RutledgeCommunity: Cape Overlook

Priced at $234,900

  • icon beds

    3

    Beds
  • icon baths

    2.5

    Baths
  • icon garage

    1

    Garage
  • icon sqft

    1,443

    SQ. FT.

Community Location

  • 103 Oyster Tabby Dr.
  • Lillington, NC 27546
Get Directionscommunity direction

Hours

  • Model Open Daily! Mon-Tues, Thurs-Sat: 10-6 pm Wed, Sun: 12-6 pm

New Home Specialists

  • Brandon Hudson
  • Lisa Richland
icon phone(919) 576 - 3989
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If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Description

Smith Douglas Homes proudly presents The Rutledge in Cape Overlook, a scenic new community nestled on the banks of the Cape Fear River. MAKE IT YOURS AND MOVE IN MARCH 2026! Step into modern elegance with The Rutledge plan, a thoughtfully crafted home that perfectly balances comfort and style. From the charming covered front porch to the open, light-filled main level, every detail has been designed for effortless living. The spacious family room connects seamlessly to the dining area and a beautifully upgraded kitchen, creating an ideal layout for both entertaining and everyday life. The kitchen features granite countertops, stainless steel appliances, a center island with pendant lighting, a tile backsplash, 36'' cabinets with sleek ...
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Area Schools

Interactive Siteplan

Map & Directions

FROM Fayetteville: Take 401N OR 210N to Lillington. T/R at light onto McNeill/Ross Rd. Go appx 2 miles. Cape Overlook is on your left. FROM Angier take 210S (turns into Main St) in Lillington. T/L at light just past Hardees onto McNeill/Ross Rd. FROM Fuquay/Holly Springs take 401 S. T/R on Hwy 210/Main str in Lillington. T/L at light onto McNeill/Ross Rd, community on left FROM Sanford take Hwy 421 to Lillington, T/R on Main St, T/L on Ross Rd, T/L into Community

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Get Pre-Qualified with Ridgeland Mortgage
Finance with Confidence and Save Money

Experience a smooth home financing process with our Preferred Lender, Ridgeland Mortgage. Their specialists in new construction home loans offer a simplified approach to guide you from contract to closing, ensuring a stress-free experience. Get pre-qualified to discover your buying power and choose from FHA, VA, Conventional, or USDA loans. As a bonus, you'll qualify to receive closing cost assistance and access to current promotions.* Visit our Preferred Lender page to connect with a loan officer in your area today.

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Other Homes in Cape Overlook

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Special Rate Applies*
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The Suwanee 58 Floating Bridge Trail, Lillington NC / Lot# 99

Move-In Ready
Priced At$249,900
  • 3Beds
  • 2 .5Baths
  • 1,629SQ. FT.
  • 1Garages
  • MLS #
    10131746
financial tag3.99% Rate (FHA 5/1 ARM) Eligible*
LOCATED IN: Cape Overlook
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Special Rate Applies*
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The Buford II 112 Oyster Tabby Drive, Lillington NC / Lot# 8

Available April 2026
Priced At$289,900
  • 3Beds
  • 2 .5Baths
  • 1,909SQ. FT.
  • 2Garages
  • MLS #
    10136506
financial tag3.99% Rate (FHA 5/1 ARM) Eligible*
LOCATED IN: Cape Overlook
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Special Rate Applies*
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The Ryman 120 Oyster Tabby Drive, Lillington NC / Lot# 9

Available April 2026
Priced At$259,900
  • 3Beds
  • 2 Baths
  • 1,164SQ. FT.
  • 2Garages
  • MLS #
    10138653
financial tag3.99% Rate (FHA 5/1 ARM) Eligible*
LOCATED IN: Cape Overlook
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The Greenbrier II 84 Oyster Tabby Drive, Lillington NC / Lot# 5

Available May 2026
Priced At$326,900
  • 4Beds
  • 2 .5Baths
  • 2,237SQ. FT.
  • 2Garages
  • MLS #
    10143165
LOCATED IN: Cape Overlook
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The Pierce 70 Floating Bridge Trail, Lillington NC / Lot# 100

Available May 2026
Priced At$244,900
  • 3Beds
  • 2 .5Baths
  • 1,627SQ. FT.
  • 1Garages
  • MLS #
    10144838
LOCATED IN: Cape Overlook
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The Trenton 74 Floating Bridge Trail, Lillington NC / Lot# 101

Available May 2026
Priced At$220,300
  • 3Beds
  • 2 .5Baths
  • 1,287SQ. FT.
  • 1Garages
  • MLS #
    10144014
LOCATED IN: Cape Overlook
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*5/1 ARM offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in homes with contracts written by 4/30/26 and closing by 5/31/26. FHA or VA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (6.095% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 3/31/26 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 3/31/26.

*Year 1 at 2.99%, Year 2 at 3.99%, then 4.99% beginning Year 3 for the remaining term of the loan, with a 6.219% APR. Available on select homes in participating communities in GA, NC, SC, TX, AL, and TN with contracts executed by 3/31/26 and closing by 4/30/26. Promotion available on FHA and VA loans. Must finance through Ridgeland Mortgage. Subject to borrower qualification, credit approval, loan guidelines, and rate lock. Not valid on prior contracts or with other offers. Taxes, insurance, and fees not included. Offer subject to change. See sales consultant for complete details. 3/17/26.

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2026.

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