Dream It, Achieve It | 3.99% Rate (5/1 ARM)*

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Dream It, Achieve It —3.99% Rate (6.095APR)* Limited-time FHA 5/1 ARM available on select homes.

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9 Available Homes
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Special Rate Applies*
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The Avery 237 Freedom Heights Lane, Smithfield NC / Lot# 102

Available June 2026
Priced At$384,900
  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
  • MLS #
    10146949
financial tag3.99% Rate (FHA 5/1 ARM) Eligible*
LOCATED IN: Liberty Creek
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The Vinings 242 Cheshire Farm Drive, Smithfield NC / Lot# 16

Available July 2026
Priced At$336,900
  • 3Beds
  • 2 Baths
  • 1,819SQ. FT.
  • 2Garages
  • MLS #
    10155173
LOCATED IN: Cheshire
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The McGinnis 276 Cheshire Farm Drive, Smithfield NC / Lot# 17

Available July 2026
Priced At$361,900
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    10157214
LOCATED IN: Cheshire
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The Caldwell 207 Spirit Springs Road, Smithfield NC / Lot# 98

Available July 2026
Priced At$383,900
  • 3Beds
  • 2 .5Baths
  • 2,231SQ. FT.
  • 2Garages
  • MLS #
    10154443
LOCATED IN: Liberty Creek
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The Coleman 227 Spirit Springs Road, Smithfield NC / Lot# 97

Available July 2026
Priced At$358,900
  • 4Beds
  • 2 .5Baths
  • 2,053SQ. FT.
  • 2Garages
  • MLS #
    10155318
LOCATED IN: Liberty Creek
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The Ellijay 203 Cheshire Farms Drive, Smithfield NC / Lot# 24

Available August 2026
Priced At$389,900
  • 4Beds
  • 2 .5Baths
  • 2,845SQ. FT.
  • 2Garages
  • MLS #
    10157801
LOCATED IN: Cheshire
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The James 246 Spirit Springs Road, Smithfield NC / Lot# 83

Available August 2026
Priced At$437,900
  • 3Beds
  • 2 .5Baths
  • 3,005SQ. FT.
  • 3Garages
  • MLS #
    10151478
LOCATED IN: Liberty Creek
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The Avery 243 Spirit Springs Road, Smithfield NC / Lot# 96

Available September 2026
Priced At$391,610
  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
  • MLS #
    10164249
LOCATED IN: Liberty Creek
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The Benson II 308 Spirit Springs Road, Smithfield NC / Lot# 86

Available September 2026
Priced At$357,920
  • 3Beds
  • 2 .5Baths
  • 1,813SQ. FT.
  • 2Garages
  • MLS #
    10164747
LOCATED IN: Liberty Creek
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Copyright 2026 Canopy MLS and RealTracs, Inc. All rights reserved

Listings courtesy of Canopy MLS and RealTracs as distributed by MLS GRID in accordance with these IDX Rules Based on information submitted to the MLS GRID as of Invalid date. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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*5/1 ARM offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in homes with contracts written by 4/30/26 and closing by 5/31/26. FHA or VA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (6.095% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 3/31/26 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 3/31/26.

*5/1 ARM offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in homes with contracts written by 5/25/26 and closing by 6/26/26. FHA or VA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (6.095% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 4/27/26 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 5/1/26.

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2026.

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