4.99% FHA FIXED RATE*

ON HOMES THRU 01/31*

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4.99% FHA 30-Yr Fixed Rate on a Home Built Your Way* For A Limited Time!

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13 Available Homes

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Special Rate Eligible
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The Coleman 108 Freedom Heights Lane, Smithfield NC / Lot# 147

Move-In Ready
Priced At$335,000
Est. Monthly Payment$2,314
  • 4Beds
  • 2 .5Baths
  • 2,053SQ. FT.
  • 2Garages
  • MLS #
    10105973
financial tag4.99% FHA Fixed Rate Eligible*
LOCATED IN: Liberty Creek
$2,313.94/month | Based on 4.99% 30-year fixed rate lock*
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The Ellijay 22 Cheshire Farms Drive, Smithfield NC / Lot# 9

Available January 2026
Priced At$374,900
  • 4Beds
  • 2 .5Baths
  • 2,845SQ. FT.
  • 2Garages
  • MLS #
    10121992
LOCATED IN: Cheshire
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The Avery 52 Cheshire Farm Drive, Smithfield NC / Lot# 10

Available February 2026
Priced At$382,000
  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
  • MLS #
    10123338
LOCATED IN: Cheshire
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The Avery 260 Freedom Heights Lane, Smithfield NC / Lot# 140

Available February 2026
Priced At$385,860
  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
  • MLS #
    10123695
LOCATED IN: Liberty Creek
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The Lancaster 82 Cheshire Farm Drive, Smithfield NC / Lot# 11

Available February 2026
Priced At$371,000
  • 3Beds
  • 2 .5Baths
  • 2,015SQ. FT.
  • 2Garages
  • MLS #
    10127397
LOCATED IN: Cheshire
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The Harrington 286 Freedom Heights Lane, Smithfield NC / Lot# 139

Available March 2026
Priced At$384,870
  • 4Beds
  • 2 .5Baths
  • 2,565SQ. FT.
  • 2Garages
  • MLS #
    10126425
LOCATED IN: Liberty Creek
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The McGinnis 35 Valley Of Liberty Lane, Smithfield NC / Lot# 36

Available March 2026
Priced At$374,320
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    10128401
LOCATED IN: Liberty Creek
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The James 59 Valley Of Liberty Lane, Smithfield NC / Lot# 37

Available March 2026
Priced At$409,680
  • 3Beds
  • 2 Baths
  • 3,005SQ. FT.
  • 2Garages
  • MLS #
    10131320
LOCATED IN: Liberty Creek
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The Avondale 65 Cheshire Farm Drive, Smithfield NC / Lot# 30

Available March 2026
Priced At$371,645
  • 3Beds
  • 2 Baths
  • 2,203SQ. FT.
  • 2Garages
  • MLS #
    10132677
LOCATED IN: Cheshire
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The McGinnis 87 Cheshire Farms Drive, Smithfield NC / Lot# 29

Available March 2026
Priced At$369,555
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    10134312
LOCATED IN: Cheshire
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The Benson II 258 Liberty Grove Court, Smithfield NC / Lot# 28

Available April 2026
Priced At$348,140
  • 3Beds
  • 2 .5Baths
  • 1,813SQ. FT.
  • 2Garages
  • MLS #
    10133752
LOCATED IN: Liberty Creek
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The Avery 109 Cheshire Farm Drive, Smithfield NC / Lot# 28

Available April 2026
Priced At$383,085
  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
  • MLS #
    10135552
LOCATED IN: Cheshire
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Copyright 2025 Canopy MLS and RealTracs, Inc. All rights reserved

Listings courtesy of Canopy MLS and RealTracs as distributed by MLS GRID in accordance with these IDX Rules Based on information submitted to the MLS GRID as of Invalid date. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 01/31/2026. FHA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 11/24/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 12/08/25

*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, a 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2025.


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©2025 Smith Douglas Homes. All Rights Reserved.