3.99% (4.323%APR)  FHA 5/1 ARM + $0 Closing Costs for a Limited Time on Select Homes*

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3.99% (4.323%APR) FHA 5/1 ARM + $0 Closing Costs for a Limited Time on Select Homes*

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10 Available Homes

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Situated on 2.19 acres!

The Bradley 182 E Victory View Terrace, Smithfield NC / Lot# 68

Move-In Ready
Priced At$375,125
Est. Monthly Payment$2,275
  • 3Beds
  • 2 Baths
  • 1,770SQ. FT.
  • 2Garages
  • MLS #
    10090674
financial tag$0 Closing Costs + 3.99% 5/1 ARM Eligible!
LOCATED IN: Liberty Creek
$2,275/month | Based on 3.99% (4.323%APR) Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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2.23 Acre Homesite!

The Caldwell 202 E Victory View Terrace, Smithfield NC / Lot# 69

Move-In Ready
Priced At$379,730
Est. Monthly Payment$2,301
  • 3Beds
  • 2 .5Baths
  • 2,231SQ. FT.
  • 2Garages
  • MLS #
    10092240
financial tag$0 Closing Costs + 3.99% 5/1 ARM Eligible!
LOCATED IN: Liberty Creek
$2,301/month | Based on 3.99% (4.323%APR) Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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.97 Acre Homesite!

The Crawford 48 Spirit Springs Road, Smithfield NC / Lot# 74

Move-In Ready
Priced At$356,320
Est. Monthly Payment$2,167
  • 3Beds
  • 2 Baths
  • 1,826SQ. FT.
  • 2Garages
  • MLS #
    10095775
financial tag$0 Closing Costs + 3.99% 5/1 ARM Eligible!
LOCATED IN: Liberty Creek
$2,167/month | Based on 3.99% (4.323%APR) Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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Photo #001Photo #002
DARE TO COMPARE!

The Caldwell 48 Freedom Heights Lane, Smithfield NC / Lot# 150

Move-In Ready
Priced At$371,755
Est. Monthly Payment$2,256
  • 3Beds
  • 2 .5Baths
  • 2,231SQ. FT.
  • 2Garages
  • MLS #
    10099770
financial tag$0 Closing Costs + 3.99% 5/1 ARM Eligible!
LOCATED IN: Liberty Creek
$2,256/month | Based on 3.99% (4.323%APR) Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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Photo #001Photo #002
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The Crawford 70 Freedom Heights Lane, Smithfield NC / Lot# 149

Move-In Ready
Priced At$349,620
Est. Monthly Payment$2,128
  • 3Beds
  • 2 Baths
  • 1,826SQ. FT.
  • 2Garages
  • MLS #
    10103918
financial tag$0 Closing Costs + 3.99% 5/1 ARM Eligible!
LOCATED IN: Liberty Creek
$2,128/month | Based on 3.99% (4.323%APR) Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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Photo #001Photo #002
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The Benson II 88 Freedom Heights Lane, Smithfield NC / Lot# 148

Available October 2025
Priced At$347,335
Est. Monthly Payment$2,115
  • 3Beds
  • 2 .5Baths
  • 1,813SQ. FT.
  • 2Garages
  • MLS #
    10105559
financial tag$0 Closing Costs + 3.99% 5/1 ARM Eligible!
LOCATED IN: Liberty Creek
$2,115/month | Based on 3.99% (4.323%APR) Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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The Coleman 108 Freedom Heights Lane, Smithfield NC / Lot# 147

Available October 2025
Priced At$350,815
Est. Monthly Payment$2,135
  • 4Beds
  • 2 .5Baths
  • 2,053SQ. FT.
  • 2Garages
  • MLS #
    10105973
financial tag$0 Closing Costs + 3.99% 5/1 ARM Eligible!
LOCATED IN: Liberty Creek
$2,135/month | Based on 3.99% (4.323%APR) Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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The Harrington 146 Freedom Heights Lane, Smithfield NC / Lot# 145

Available November 2025
Priced At$389,255
  • 4Beds
  • 2 .5Baths
  • 2,565SQ. FT.
  • 2Garages
  • MLS #
    10107951
LOCATED IN: Liberty Creek
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The Ellijay 51 Cheshire Downs Court, Smithfield NC / Lot# 7

Available November 2025
Priced At$382,470
  • 4Beds
  • 2 .5Baths
  • 2,845SQ. FT.
  • 2Garages
  • MLS #
    10111476
LOCATED IN: Cheshire
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The Ellijay 22 Cheshire Farms Drive, Smithfield NC

Priced At$382,470
  • 4Beds
  • 2 .5Baths
  • 2,845SQ. FT.
  • 2Garages
  • MLS #
    10121992
LOCATED IN: Cheshire
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*5/1 ARM offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 7/18/25 and close by 10/10/25. FHA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 07/18/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 8/21/25.

*All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content are subject to change without notice. Please speak to a new home specialist to verify homesite fit based on plan and structural options selected. Before visiting a property, contact a new home specialist to verify all information. Sample monthly payment where presented, is an estimate based on lowest price base floorplan model in the community, and includes principal, interest, and estimated taxes, PMI, and insurance, 5% down payment, FHA 30-year fixed rate loan. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Price, payment, rate, term and other features are examples only and subject to change without notice. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 2025.

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