Dream It, Achieve It |  3.99% Rate (FHA 5/1 ARM)*

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276 Cheshire Farm DriveSmithfield, NC 27577 | MLS# 10157214Floor Plan: The McGinnisCommunity: Cheshire

Priced at $363,055

  • icon beds

    4

    Beds
  • icon baths

    2.5

    Baths
  • icon garage

    2

    Garage
  • icon sqft

    2,372

    SQ. FT.

Community Location

  • 23 Cheshire Downs Ct.
  • Smithfield, NC 27577
Get Directionscommunity direction

Hours

  • Model Open Daily! Mon-Tues, Thurs-Sat: 10-5 pm Wed, Sun: 12-5 pm

New Home Specialist

  • Ross Franco
icon phone(919) 576 - 3989
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If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Description

Smith Douglas Homes proudly presents The McGinnis A at Cheshire. THIS HOME IS UNDER CONSTRUCTION, ESTIMATED COMPLETION, LATE JULY. ***REPRESENTATIONAL PHOTOS-HOUSE UNDER CONSTRUCTION**** Designed for today's lifestyle, this home offers open-concept living with a seamless, functional flow. Step into a welcoming foyer, where a light-filled formal dining room sits just off the entrance, perfect for gatherings and everyday elegance. The spacious family room provides an ideal setting for both entertaining and relaxing, and flows effortlessly into the upgraded kitchen. Here, you'll find granite countertops, beautifully crafted cabinetry with stylish hardware, and a large center island accented by pendant lighting. Luxury vinyl plank floori...
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Area Schools

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Map & Directions

From Raleigh, take I-40E towards Benson/Wilmington. Then take exit 319 toward Smithfield. Turn left onto NC-210 E and continue for about 2.5 miles. Then turn right onto Lassiter Rd. Follow for about 4.5 miles, then turn left onto Black Creek Rd. Cheshire will be ahead on your left in 2.3 miles. From Smithfield, take US-301 S/S. Brightleaf Blvd. Turn right onto Packing Plant Rd and take slight right onto Galilee Rd. In about 2.5 miles, turn left onto NC-210 W, then turn left onto Black Creek Rd in 0.3 miles. Cheshire will be ahead on your right in about a mile.

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Get Pre-Qualified with Ridgeland Mortgage
Finance with Confidence and Save Money

Experience a smooth home financing process with our Preferred Lender, Ridgeland Mortgage. Their specialists in new construction home loans offer a simplified approach to guide you from contract to closing, ensuring a stress-free experience. Get pre-qualified to discover your buying power and choose from FHA, VA, Conventional, or USDA loans. As a bonus, you'll qualify to receive closing cost assistance and access to current promotions.* Visit our Preferred Lender page to connect with a loan officer in your area today.

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Other Homes in Cheshire

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The Vinings 242 Cheshire Farm Drive, Smithfield NC / Lot# 16

Available July 2026
Priced At$341,835
  • 3Beds
  • 2 Baths
  • 1,819SQ. FT.
  • 2Garages
  • MLS #
    10155173
LOCATED IN: Cheshire
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The Avery 23 Cheshire Downs Ct., Smithfield NC / Lot# 8

  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
LOCATED IN: Cheshire
Cheshire - Model Open Daily!
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*5/1 ARM offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in homes with contracts written by 4/30/26 and closing by 5/31/26. FHA or VA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (6.095% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 3/31/26 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 3/31/26.

*Year 1 at 2.99%, Year 2 at 3.99%, then 4.99% beginning Year 3 for the remaining term of the loan, with a 6.219% APR. Available on select homes in participating communities in GA, NC, SC, TX, AL, and TN with contracts executed by 3/31/26 and closing by 4/30/26. Promotion available on FHA and VA loans. Must finance through Ridgeland Mortgage. Subject to borrower qualification, credit approval, loan guidelines, and rate lock. Not valid on prior contracts or with other offers. Taxes, insurance, and fees not included. Offer subject to change. See sales consultant for complete details. 3/17/26.

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2026.

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