Dream It, Achieve It |  3.99% Rate (FHA 5/1 ARM)*

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3145 Boardwalk Lane, Pell City AL / Lot# 75

  • 3Beds
  • 2 .5Baths
  • 2,144SQ. FT.
  • 2Garages
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The Telfair 109 Story Ray Drive, New Market AL / Lot# 63

  • 3Beds
  • 2 Baths
  • 1,803SQ. FT.
  • 2Garages
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The Lanier 53 Mountain Crest Drive, Lincoln AL / Lot# 34

  • 3Beds
  • 2 Baths
  • 1,725SQ. FT.
  • 2Garages
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The Avery 13958 Hickory Brook Road, Athens AL / Lot# 38

  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
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The Caldwell 5639 Cedar Creek Park Drive, Bessemer AL / Lot# 100

  • 3Beds
  • 2 .5Baths
  • 2,231SQ. FT.
  • 2Garages
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4407 Waterside Cove Lane, Houston TX / Lot# 2

  • 4Beds
  • 2 Baths
  • 1,704SQ. FT.
  • 2Garages
LOCATED IN: Anderson Lake
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8419 Shyleaf Court, Fulshear TX / Lot# 13

  • 4Beds
  • 2 Baths
  • 1,882SQ. FT.
  • 2Garages
LOCATED IN: Fulshear Lakes 45's
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8415 Shyleaf Court, Fulshear TX / Lot# 12

  • 4Beds
  • 3 .5Baths
  • 2,846SQ. FT.
  • 2Garages
LOCATED IN: Fulshear Lakes 50's
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37 Pinnacle Way, Jasper GA / Lot# 7

  • 3Beds
  • 2 .5Baths
  • 1,933SQ. FT.
  • 2Garages
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The McGinnis 200 Sycamore Drive, Calhoun GA

  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
LOCATED IN: Sycamore Crest
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The James 105 Hadley Way, Cartersville GA / Lot# 284

  • 3Beds
  • 2 .5Baths
  • 3,005SQ. FT.
  • 2Garages
LOCATED IN: The Stiles
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The Coleman 106 Treadstone Drive, Varnell GA / Lot# 1

  • 4Beds
  • 2 .5Baths
  • 2,053SQ. FT.
  • 2Garages
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    *5/1 ARM offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in homes with contracts written by 4/30/26 and closing by 5/31/26. FHA or VA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (6.095% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 3/31/26 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 3/31/26.

    *Year 1 at 2.99%, Year 2 at 3.99%, then 4.99% beginning Year 3 for the remaining term of the loan, with a 6.219% APR. Available on select homes in participating communities in GA, NC, SC, TX, AL, and TN with contracts executed by 3/31/26 and closing by 4/30/26. Promotion available on FHA and VA loans. Must finance through Ridgeland Mortgage. Subject to borrower qualification, credit approval, loan guidelines, and rate lock. Not valid on prior contracts or with other offers. Taxes, insurance, and fees not included. Offer subject to change. See sales consultant for complete details. 3/17/26.

    All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2026.

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