Up to 6 Months No Payments On Eligible Homes!* More Certainty Now. More Confidence Moving Forward.

Up to 6 Months No Payments On Eligible Homes!*


LEARN MORE
Skip To Main ContentAccessibility Help & Feedback
Smith Douglas Homes
Get In Touch
770-675-0118

Buying GuidePreferred Lenders

Shop for your new homeWith Confidence

Shop with confidence knowing your price range and monthly payment options with Ridgeland Mortgage, our Preferred Lender. They specialize in new construction mortgages and will guide you through the process. Plus, by choosing Ridgeland Mortgage, you’ll qualify to receive closing cost assistance and access to current promotions as a bonus.*

Ready to take the next step toward your new home? It's best to get pre-qualified with Ridgeland Mortgage when you start your shopping process. Knowing what you can afford and the monthly payment you're comfortable with will allow you to proceed with confidence. Ridgeland Mortgage is familiar with a variety of loan programs (FHA, VA, Conventional, USDA) and the new home construction process, helping make financing your new home a smooth experience. Take your first step by contacting this professional lender. Learn more below.


    With Confidence

    Find Your Loan Officer

    Choose Area

        Continue Your Search

        Ready to Get Started

        We’re Here to Help

        • Start Your Journey
        0My Favorites

        *“No Payments for up to 6 Months” reflects a seller contribution applied at closing to cover the buyer’s monthly interest, mortgage insurance, property taxes, and homeowner’s insurance for up to the first (6) months, not to exceed $15,000 on qualified FHA loans.  The buyer will be responsible for paying the principal portion of the mortgage upfront at closing for up to those six months.  Contribution amount may vary and cannot exceed actual monthly payments due during the applicable period. Offer applies to select homes only and is available for qualified buyers who enter a purchase contract by 2/15/26, close on that contract by 3/31/26, and finance through Smith Douglas Homes’ preferred lender, Ridgeland Mortgage. Subject to loan approval, underwriting guidelines, terms, conditions, and availability. Offer may be modified or withdrawn at any time without notice. Seller contribution does not cover principle, HOA dues, or other escrows unless otherwise stated. Smith Douglas Homes® 1/8/2026.

        All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2026.



        • Facebook
        • Instagram
        • Youtube
        • Linkedin
        ©2026 Smith Douglas Homes. All Rights Reserved.