3.99% FHA 5/1 ARM*

ON SELECT QUICK MOVE-INS

4.99% FHA FIXED RATE*

BUILT YOUR WAY

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Ponderosa Highlands
  • Final Opportunities! Less Than 10 Homesites Remain!
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Final Opportunities

Ponderosa Highlands

Priced From $270,900

financial tag3.99% (4.323%APR) 5/1 ARM + $0 Closing Costs*3.99% (4.323%APR) 5/1 ARM + $0 Closing Costs*

Community Location

  • 3296 Ponderosa Parkway
  • Morris, AL 35116
Get Directionscommunity direction

Hours

  • Mon, Tues, Thurs, Fri, Sat 10 am - 5 pm; Wed & Sun 1 pm- 5 pm

New Home Specialists

  • Richard Sluznis
  • Katherine Robinson
icon phone(205) 645 - 3698
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If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Quick Move-In Homes

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Special Limited-Time Rate Available
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The McGinnis 3164 PONDEROSA PARKWAY, MORRIS AL / Lot# 33

Available November 2025
Priced At$324,995
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    21431279
financial tag3.99% (4.323%APR) 5/1 ARM + $0 Closing Costs*
LOCATED IN: Ponderosa Highlands
$1,879/month | Based on 3.99% (4.323%APR) Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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Special Limited-Time Rate Available
Special Offer Icon

The Caldwell 3160 PONDEROSA PARKWAY, MORRIS AL / Lot# 34

Available November 2025
Priced At$314,995
  • 3Beds
  • 2 Baths
  • 2,231SQ. FT.
  • 2Garages
  • MLS #
    21431281
financial tag3.99% (4.323%APR) 5/1 ARM + $0 Closing Costs*
LOCATED IN: Ponderosa Highlands
$1,828/month | Based on 3.99% (4.323%APR) Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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The McGinnis 3156 PONDEROSA PARKWAY, MORRIS AL / Lot# 35

Priced At$334,995
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    21425692
LOCATED IN: Ponderosa Highlands
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The McGinnis 3292 PONDEROSA PARKWAY, MORRIS AL / Lot# 2

Priced At$345,995
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    21429126
LOCATED IN: Ponderosa Highlands
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The McGinnis 3296 PONDEROSA PARKWAY, MORRIS AL / Lot# 1

Priced At$354,815
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    21435883
LOCATED IN: Ponderosa Highlands
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The McGinnis 3296 Ponderosa Parkway, Morris AL / Lot# 1

  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
LOCATED IN: Ponderosa Highlands
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Floor Plans

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Welcome to Ponderosa Highlands

Smith Douglas Homes is excited to introduce Ponderosa Highlands, the BEST VALUE North of Birmingham! Just 20 minutes from both Downtown Birmingham and the UAB area, as well as Trussville, this new community offers the perfect blend of small-town life and easy access to metro areas. Enjoy the serene setting and quiet, scenic haven of Ponderosa Highlands while being only a short drive away from Birmingham’s nightlife and entertainment options. Ponderosa Highlands features spacious homesites and a welcoming atmosphere in the charming town of Morris. With highly-rated public and private schools, as well as a low crime rate, it’s the ideal place to call home. You'll also have the option to personalize your new home with upgrades like granite co...
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  • icon beds

    3 - 5

    Beds
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    2 - 4.5

    Baths
  • icon sqft

    1,740 - 2,845

    SQ. FT.
Community Brochure

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Area Schools

Mortimer Jordan High School
Get Pre-Qualified with Ridgeland Mortgage
Finance with Confidence and Save Money

Experience a smooth home financing process with our Preferred Lender, Ridgeland Mortgage. Their specialists in new construction home loans offer a simplified approach to guide you from contract to closing, ensuring a stress-free experience. Get pre-qualified to discover your buying power and choose from FHA, VA, Conventional, or USDA loans. As a bonus, you'll qualify to receive closing cost assistance and access to current promotions.* Visit our Preferred Lender page to connect with a loan officer in your area today.

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Location

map marker community address Community Location

  • 3296 Ponderosa Parkway
  • Morris, AL 35116
Get Directionscommunity direction

Take I-65 to Exit 275, turn left on Highway 31 and travel approximately 2.2 miles. Turn right on to Morris Majestic Road and continue for approximately 2.7 miles. Then turn right on to Sugar Ridge Road and travel approximately .24 miles. Turn left on to Ponderosa Lane and the community is on your right.

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Ready to get started?Start Your New Home Journey Today

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*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, a 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25

*All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content are subject to change without notice. Please speak to a new home specialist to verify homesite fit based on plan and structural options selected. Before visiting a property, contact a new home specialist to verify all information. Sample monthly payment where presented, is an estimate based on lowest price base floorplan model in the community, and includes principal, interest, and estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Price, payment, rate, term and other features are examples only and subject to change without notice. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 2025.



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