4.99% FHA FIXED RATE*

ON HOMES THRU 12/31*

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Pine Bluff
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Now Selling

Pine Bluff

Priced From $328,990

financial tag4.99% FHA Fixed Rate Eligible*4.99% FHA Fixed Rate Eligible*

Community Location

  • 6222 Acacia Place
  • Midland, NC 28107
Get Directionscommunity direction

Hours

  • Mon-Tues 10am-5pm; Wed 12pm-5pm; Thur-Sat 10am-5pm; and Sun 1pm-5pm

New Home Specialists

  • Mike Neely
  • Miquel Carter
icon phone(980) 317 - 3645
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If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Quick Move-In Homes

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Special Rate Eligible
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The Lancaster 12108 Muscadine Court, Midland NC / Lot# 75

Available December 2025
Priced At$399,065
Est. Monthly Payment$2,683
  • 3Beds
  • 2 .5Baths
  • 2,015SQ. FT.
  • 2Garages
  • MLS #
    4312360
financial tag4.99% Fixed Rate + $0 Closing Costs Eligible*
LOCATED IN: Pine Bluff
$2,683/month | Based on 4.99% 30-year fixed rate lock*
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MLS Number: 4312360Canopy MLS
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Special Rate Available
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The Avery 12124 Muscadine Court, Midland NC / Lot# 73

Available December 2025
Priced At$433,735
Est. Monthly Payment$2,952
  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
  • MLS #
    4320341
financial tag4.99% Fixed Rate + $0 Closing Costs Eligible*
LOCATED IN: Pine Bluff
$2,952/month | Based on 4.99% 30-year fixed rate lock*
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MLS Number: 4320341Canopy MLS
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Special Rate Eligible
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The Lancaster 12139 Muscadine Court, Midland NC / Lot# 68

Available December 2025
Priced At$424,070
Est. Monthly Payment$2,891
  • 3Beds
  • 2 .5Baths
  • 2,015SQ. FT.
  • 2Garages
  • MLS #
    4320302
financial tag4.99% Fixed Rate + $0 Closing Costs Eligible*
LOCATED IN: Pine Bluff
$2,891/month | Based on 4.99% 30-year fixed rate lock*
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MLS Number: 4320302Canopy MLS
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The Avery 12155 Muscadine Court, Midland NC

Priced At$444,545
  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
  • MLS #
    4325121
LOCATED IN: Pine Bluff
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MLS Number: 4325121Canopy MLS

Floor Plans

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The Phoenix

Priced From$328,990
  • 3Beds
  • 2Baths
  • 1,436SQ. FT.
  • 2Garages
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Owner's Suite on main level
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The Benson II

Priced From$356,990
  • 3-4Beds
  • 2.5Baths
  • 1,813SQ. FT.
  • 2Garages
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The Langford

Priced From$364,990
  • 3-4Beds
  • 2-3Baths
  • 1,740-2,066SQ. FT.
  • 2Garages
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Owner's Suite on main level
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The Coleman

Priced From$371,990
  • 4Beds
  • 2.5Baths
  • 2,053SQ. FT.
  • 2Garages
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The Lancaster

Priced From$380,990
  • 3-5Beds
  • 2.5Baths
  • 2,015-2,285SQ. FT.
  • 2Garages
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Owner's Suite on main level
link to the community
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The McGinnis

Priced From$381,990
  • 4-5Beds
  • 2.5-3Baths
  • 2,372SQ. FT.
  • 2Garages
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The Harrington

Priced From$389,990
  • 4-5Beds
  • 2.5-3Baths
  • 2,565SQ. FT.
  • 2Garages
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The Avery

Priced From$398,990
  • 3Beds
  • 3Baths
  • 2,404SQ. FT.
  • 2Garages
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Icon PlayVirtual Tour
Owner's Suite on main level
link to the community
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The James

Priced From$414,990
  • 3-5Beds
  • 2.5-4Baths
  • 3,005SQ. FT.
  • 2Garages
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Interactive Siteplan

Welcome to Pine Bluff

Pine Bluff is a beautiful countryside community in Locust, NC, just east of Charlotte. With 112 quality-built single-family homes on spacious 90' wide lots, it's less than 12 miles from exit 41 on Hwy 485. Enjoy nearby shopping and dining, or relax with community amenities like a natural trail, sidewalks, and a tot-lot playground. Tour our model home today! Get up to $20,000 in closing costs on any inventory home or up to $15,000 in closing costs on presale homes in Pine Bluff when under contract by 11/30/25! Incentives are available exclusively when using a preferred lender and attorney.*
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    3 - 5

    Beds
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    2 - 4.5

    Baths
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    1,436 - 3,005

    SQ. FT.
Community Brochure

Community Events & Promotions

  • 4.99% FHA 30-Yr Fixed Rate + $0 Closing Costs for a Limited Time on Select Homes*

    4.99% FHA 30-Yr Fixed Rate + $0 Closing Costs for a Limited Time on Select Homes*

    For a limited time, you can secure a 4.99% FHA 30-Yr Fixed Rate plus enjoy ZERO CLOSING COSTS. on select Smith Douglas Homes for Quick Move-In. Smith Douglas Homes offers exceptional quality at an affordable price, and it's never been easier to purchase! Act TODAY to find that new homeownership can be achieved!

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    Get Pre-Qualified with Ridgeland Mortgage
    Finance with Confidence and Save Money

    Experience a smooth home financing process with our Preferred Lender, Ridgeland Mortgage. Their specialists in new construction home loans offer a simplified approach to guide you from contract to closing, ensuring a stress-free experience. Get pre-qualified to discover your buying power and choose from FHA, VA, Conventional, or USDA loans. As a bonus, you'll qualify to receive closing cost assistance and access to current promotions.* Visit our Preferred Lender page to connect with a loan officer in your area today.

    Find Your Lender

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    Location

    map marker community address Community Location

    • 6222 Acacia Place
    • Midland, NC 28107
    Get Directionscommunity direction

    From 485 Take exit 41 (hwy 24/27 Albemarle Rd.) East towards Albemarle Continue on NC 24/27 for 10.8 miles Take a right onto Pine Bluff Rd. Pine Bluff Community on left.

    For a limited time, receive up to $15,000 in closing costs on any presale home or $20,000 in closing costs for any inventory home! Must be Under Contract by 11.30.25 to receive incentive. Buyer must work with our preferred lender to receive closing cost assistance. Additional restrictions may apply. All offers subject to approval by preferred lender. Price, payment, rate, term, and conditions subject to credit approval, availability, and other lender terms and conditions. Must comply with all terms, including the financing, purchasing, and closing with a preferred lender partner, title company, and closing attorney. Not valid on previously written contracts or with any other offer. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but is not guaranteed or warranted and subject to change without notice. Smith Douglas Homes®




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    For a limited time, receive up to $15,000 in closing costs on any presale home or $20,000 in closing costs for any inventory home! Must be Under Contract by 11.30.25 to receive incentive. Buyer must work with our preferred lender to receive closing cost assistance. Additional restrictions may apply. All offers subject to approval by preferred lender. Price, payment, rate, term, and conditions subject to credit approval, availability, and other lender terms and conditions. Must comply with all terms, including the financing, purchasing, and closing with a preferred lender partner, title company, and closing attorney. Not valid on previously written contracts or with any other offer. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but is not guaranteed or warranted and subject to change without notice. Smith Douglas Homes®




    *4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, a 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25

    All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2025.


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