- Homes
- Birmingham, AL
- Morris
- 3164 PONDEROSA PARKWAY
- Special Limited-Time Rate Available
42 Photos
$1,879/month | Based on 3.99% (4.323%APR) Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
3164 PONDEROSA PARKWAYMORRIS, AL 35116 | Lot# 33 | MLS# 21431279Floor Plan: The McGinnisCommunity: Ponderosa Highlands
Priced at $324,995
3.99% (4.323%APR) 5/1 ARM + $0 Closing Costs*3.99% (4.323%APR) 5/1 ARM + $0 Closing Costs*
4
Beds
2.5
Baths
2
Garage
2,372
SQ. FT.
Hours
- Mon, Tues, Thurs, Fri, Sat 10 am - 6 pm; Wed & Sun 1 pm- 6 pm
New Home Specialists
- Richard Sluznis
- Shauna Arnold
(205) 645 - 3698If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.
Description
Area Schools
Mortimer Jordan High School
Interactive Siteplan
Map & Directions
Other Homes in Ponderosa Highlands
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The Langford 3200 PONDEROSA PARKWAY, MORRIS AL / Lot# 25
Priced At$292,995
- 3Beds
- 2 Baths
- 1,740SQ. FT.
- 2Garages
- MLS #
21422214
Photos
The McGinnis 3296 Ponderosa Parkway, Morris AL / Lot# 1
- 4Beds
- 2 .5Baths
- 2,372SQ. FT.
- 2Garages
Disclaimer
*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, a 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/31/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25.
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