3.99% FHA 5/1 ARM*

ON SELECT QUICK MOVE-INS

4.99% FHA FIXED RATE*

BUILT YOUR WAY

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3292 PONDEROSA PARKWAYMORRIS, AL 35116 | Lot# 2 | MLS# 21429126Floor Plan: The McGinnisCommunity: Ponderosa Highlands

Priced at $345,995

  • icon beds

    4

    Beds
  • icon baths

    2.5

    Baths
  • icon garage

    2

    Garage
  • icon sqft

    2,372

    SQ. FT.

Community Location

  • 3296 Ponderosa Parkway
  • Morris, AL 35116
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Hours

  • Mon, Tues, Thurs, Fri, Sat 10 am - 5 pm; Wed & Sun 1 pm- 5 pm

New Home Specialists

  • Richard Sluznis
  • Katherine Robinson
icon phone(205) 645 - 3698
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Get Info

If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Description

The McGinnis at Ponderosa Highlands is a two-story plan with a welcoming wide entry leading to a traditional dining room perfect for entertaining. The kitchen and family room live to the rear of the home, with convenient access to the yard. Upstairs, you'll find the spacious owner's suite and three secondary bedrooms, each with walk-in closets. A large secondary bathroom and ample laundry room are located off the open loft. For flexible living, a study or fifth bedroom and full bath are optional on the first floor.

Area Schools

Mortimer Jordan High School

Interactive Siteplan

Map & Directions

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Get Pre-Qualified with Ridgeland Mortgage
Finance with Confidence and Save Money

Experience a smooth home financing process with our Preferred Lender, Ridgeland Mortgage. Their specialists in new construction home loans offer a simplified approach to guide you from contract to closing, ensuring a stress-free experience. Get pre-qualified to discover your buying power and choose from FHA, VA, Conventional, or USDA loans. As a bonus, you'll qualify to receive closing cost assistance and access to current promotions.* Visit our Preferred Lender page to connect with a loan officer in your area today.

Find Your Lender

Other Homes in Ponderosa Highlands

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Special Limited-Time Rate Available
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The McGinnis 3164 PONDEROSA PARKWAY, MORRIS AL / Lot# 33

Available November 2025
Priced At$324,995
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    21431279
financial tag3.99% (4.323%APR) 5/1 ARM + $0 Closing Costs*
LOCATED IN: Ponderosa Highlands
$1,879/month | Based on 3.99% (4.323%APR) Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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Special Limited-Time Rate Available
Special Offer Icon

The Caldwell 3160 PONDEROSA PARKWAY, MORRIS AL / Lot# 34

Available November 2025
Priced At$314,995
  • 3Beds
  • 2 Baths
  • 2,231SQ. FT.
  • 2Garages
  • MLS #
    21431281
financial tag3.99% (4.323%APR) 5/1 ARM + $0 Closing Costs*
LOCATED IN: Ponderosa Highlands
$1,828/month | Based on 3.99% (4.323%APR) Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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The McGinnis 3156 PONDEROSA PARKWAY, MORRIS AL / Lot# 35

Priced At$334,995
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    21425692
LOCATED IN: Ponderosa Highlands
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The McGinnis 3296 PONDEROSA PARKWAY, MORRIS AL / Lot# 1

Priced At$354,815
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    21435883
LOCATED IN: Ponderosa Highlands
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The McGinnis 3296 Ponderosa Parkway, Morris AL / Lot# 1

  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
LOCATED IN: Ponderosa Highlands
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*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, a 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25

*All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content are subject to change without notice. Please speak to a new home specialist to verify homesite fit based on plan and structural options selected. Before visiting a property, contact a new home specialist to verify all information. Sample monthly payment where presented, is an estimate based on lowest price base floorplan model in the community, and includes principal, interest, and estimated taxes, PMI, and insurance, 5% down payment, FHA 30-year fixed rate loan. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Price, payment, rate, term and other features are examples only and subject to change without notice. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 2025.



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