4.99% FHA FIXED RATE*

ON HOMES THRU 12/31*

Skip To Main ContentAccessibility Help & Feedback
Smith Douglas Homes
Get In Touch
470-376-7663
Relax & Dine on a Spacious Patio
Photo #001Photo #002
  • Relax & Dine on a Spacious Patio
    Grid Photo #01
  • Grid Photo #02
  • Grid Photo #03
  • Grid Photo #04
  • Grid Photo #05
    15 Photos
    Icon Play
Available January 2026

2006 Gibb CrossingMonroe, NC 28110 | Lot# 21 | MLS# 4297764Floor Plan: The Benson IICommunity: Cedar Meadows

Priced at $375,020

financial tagReceive Up to $20k in Closing Costs! *
financial tagReceive Up to $20k in Closing Costs! *
  • icon beds

    3

    Beds
  • icon baths

    2.5

    Baths
  • icon garage

    2

    Garage
  • icon sqft

    1,813

    SQ. FT.

Community Location

  • 2230 Zybach Dr
  • Monroe, NC 28110
Get Directionscommunity direction

Hours

  • Mon-Tues 10am-5pm; Wed 12pm-5pm; Thur-Sat 10am-5pm; and Sun 1pm-5pm

New Home Specialists

  • Jen Mahool
  • Brett Walker
icon phone(980) 317 - 3149
Get Info
Get Info

If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Description

The Benson II in Cedar Meadows welcomes you into the home with a wide, light-filled foyer, which leads to a connected living-dining-kitchen layout that spans the entire width of the home. Its well-designed kitchen offers granite counters, center island with a sink, a pantry, and tons of windows for a bright airy main living space. Upstairs, you'll find the owner's ensuite with a large 5' tiled shower, double vanity and a spacious closet. There are two additional bedrooms, a bath with a conveniently located laundry room, and a loft with a storage closet.

Area Schools

Interactive Siteplan

Map & Directions

Icon PlayGoogle Map
Get Pre-Qualified with Ridgeland Mortgage
Finance with Confidence and Save Money

Experience a smooth home financing process with our Preferred Lender, Ridgeland Mortgage. Their specialists in new construction home loans offer a simplified approach to guide you from contract to closing, ensuring a stress-free experience. Get pre-qualified to discover your buying power and choose from FHA, VA, Conventional, or USDA loans. As a bonus, you'll qualify to receive closing cost assistance and access to current promotions.* Visit our Preferred Lender page to connect with a loan officer in your area today.

Find Your Lender

Other Homes in Cedar Meadows

icon sortSort
  • Move-In Date
  • Price High
  • Price Low
  • City
  • State
Photo #001Photo #002
Cul-De-Sac Oversized Wooded Homesite
Special Offer Icon

The Avery 548 Hullview Vista, Monroe NC / Lot# 10

Available January 2026
Priced At$448,010
Est. Monthly Payment$3,033
  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
  • MLS #
    4304059
financial tag4.99% Fixed Rate + $0 Closing Costs Eligible*
LOCATED IN: Cedar Meadows
$3,033/month | Based on 4.99% 30-year fixed rate lock*
Icon Play PhotosPhotos
Icon PlayDirectionslink to the community
MLS Number: 4304059Canopy MLS
Photo #001Photo #002
Study on Main + Upstairs Loft

The McGinnis 1924 Gibb Crossing, Monroe NC / Lot# 23

Available February 2026
Priced At$407,175
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    4310056
financial tagReceive Up to $20k in Closing Costs! *
LOCATED IN: Cedar Meadows
Icon Play PhotosPhotos
Icon PlayDirectionslink to the community
MLS Number: 4310056Canopy MLS
Photo #001Photo #002
Main-Level Guest Suite

The James 1900 Gibb Crossing, Monroe NC / Lot# 27

Available February 2026
Priced At$442,210
  • 4Beds
  • 3 Baths
  • 3,005SQ. FT.
  • 2Garages
  • MLS #
    4310108
financial tagReceive Up to $20k in Closing Costs! *
LOCATED IN: Cedar Meadows
Icon Play PhotosPhotos
Icon PlayDirectionslink to the community
MLS Number: 4310108Canopy MLS

Disclaimer

  • *For a limited time, receive up to $20,000 in closing costs on presale or inventory homes! Must be Under Contract by 12.06.25 to receive incentive. Buyer must work with our preferred lender to receive closing cost assistance. Additional restrictions may apply. All offers subject to approval by preferred lender. Price, payment, rate, term, and conditions subject to credit approval, availability, and other lender terms and conditions. Must comply with all terms, including the financing, purchasing, and closing with a preferred lender partner, title company, and closing attorney. Not valid on previously written contracts or with any other offer. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but is not guaranteed or warranted and subject to change without notice. Smith Douglas Homes®




    *Special Rate offer valid only on featured home contracts that close by 12/31/25 with financing through SDH Charlotte's LLC’s Preferred Lender Partner LoanDepot/Ridgeland Mortgage and use of SDH Charlotte, LLC’s preferred closing attorney and title company. Not valid for previously written contracts and cannot be combined with any other offer. Transaction must close on initial agreed upon closing date per the original written and signed contract paperwork to be valid. Advertised rate is 2.99% for year 1, 3.99% for year 2, and years 3-30 at 4.99% (5.395% APR) on a 30-year FHA/VA owner occupied purchase money loan, with a down payment of 3.5% for qualified applicants meeting approval criteria, including at least a 660-credit score for FHA/VA. Rates, terms, and conditions are subject to change without notice. Subject to credit approval. Down payment assistance not offered for advertised rate. Additional closing costs will apply in connection with the advertised rate. Rate as of 11/26/2025. This is not a commitment to lend. Smith Douglas Homes is not a lender or mortgage broker. All information is believed to be accurate but is not guaranteed or warranted and subject to change without notice. See New Home Sales Specialist or LoanDepot/Ridgeland Mortgage Advisor for further details.


Continue Your Search

Ready to get started?Start Your New Home Journey Today

Listing Courtesy of SDH Charlotte LLC, 813-992-4025MLS Number: 4297764
Canopy MLS
Copyright 2025 Canopy MLS, Inc. All rights reserved

Listings courtesy of Canopy MLS and RealTracs as distributed by MLS GRID in accordance with these IDX Rules Based on information submitted to the MLS GRID as of 12/04/25. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

DMCA Notice
0My Favorites

4.99% FHA Fixed Rate Offer is available for a limited time and only on select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Rate commitment is available exclusively through our preferred lender. Minimum 660 FICO score and a minimum 3.5% down payment are required. Interest rates and APRs are current as of 11/24/2025 and may change without notice. Actual rates vary based on credit rating, down payment amount, DTI, and other qualifying factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. Equal Housing Opportunity. Additional restrictions may apply. See a New Home Specialist for complete details. Smith Douglas Homes® 11/24/25.

*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, a 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2025.


  • Facebook
  • Instagram
  • Youtube
  • Linkedin
©2025 Smith Douglas Homes. All Rights Reserved.