4.99% FHA FIXED RATE*

ON HOMES THRU 01/31*

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Rear Covered Patio for Outdoor Living

Available January 2026

1312 Centerstone LaneApison, TN 37302 | MLS# 1522923Floor Plan: The CaldwellCommunity: Capstone Estates

Priced at $384,900

financial tagZERO Closing Costs + 4.99% (5.477% APR) Eligible*
financial tagZERO Closing Costs + 4.99% (5.477% APR) Eligible*
  • icon beds

    3

    Beds
  • icon baths

    2.5

    Baths
  • icon garage

    2

    Garage
  • icon sqft

    2,231

    SQ. FT.

Community Location

  • 10319 London Lane
  • Apison, TN 37302
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Hours

  • Mon-Tues 10-5, Wed 12-5, Thurs-Sat 10-5, Sun 12-5

New Home Specialist

  • Amanda Cox
icon phone(423) 356 - 2311
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Get Info

If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Description

Move in Ready January! Located in the new community Capstone Estates, The Caldwell offers the perfect layout for those seeking a first-floor owners suite. The heart of the home is the centrally located family room that seamlessly connects to the kitchen. A covered rear porch is ideal for outdoor entertaining. Enjoy the convenience of single-level living with everything just steps away, while a flexible second floor that adds additional space with two bedrooms a full bath and loft. Home features include: -A spacious primary suite with a tray ceiling and bath with a large shower, double sink vanity and a door connecting to the laundry room. Open iron rail staircase on both floors. -Additional windows have been added to the dining room, ...
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Area Schools

Interactive Siteplan

Map & Directions

Take I-24 E to exit 185B on the left to merge onto I-75 N toward Knoxville; take exit 3A from I-75 to SR-320 East (turn right on East Brainerd Rd). From the East: Take I-75 S to exit 3A toward SR-320 (East Brainerd Rd); turn left onto Hickory Valley Rd; turn left onto East Brainerd Rd. Continue on E Brainerd Rd for 7.5 miles; turn right onto London Ln; turn left onto Centerstone Lane. From the South: Take I-75N to exit 345 onto US-76/US-41 toward Ringgold; turn right onto US-

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Get Pre-Qualified with Ridgeland Mortgage
Finance with Confidence and Save Money

Experience a smooth home financing process with our Preferred Lender, Ridgeland Mortgage. Their specialists in new construction home loans offer a simplified approach to guide you from contract to closing, ensuring a stress-free experience. Get pre-qualified to discover your buying power and choose from FHA, VA, Conventional, or USDA loans. As a bonus, you'll qualify to receive closing cost assistance and access to current promotions.* Visit our Preferred Lender page to connect with a loan officer in your area today.

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Other Homes in Capstone Estates

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The Harrington 1132 Centerstone Lane, Apison TN / Lot# 1

  • 4Beds
  • 2 .5Baths
  • 2,565SQ. FT.
  • 2Garages
LOCATED IN: Capstone Estates
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The Harrington 1300 Centerstone Lane, Apison TN

Priced At$414,900
  • 4Beds
  • 2 .5Baths
  • 2,565SQ. FT.
  • 2Garages
  • MLS #
    1525217
LOCATED IN: Capstone Estates
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** Chattanooga/Dalton Payment includes estimated principal, interest, and taxes only, and is strictly for illustrative purposes. Mortgage Insurance (PMI) applies when less than 20% is placed down. Other fees may also apply. Sample rate quoted 10/31/25 by our Preferred Lender and includes 1.5 discount points. Options and premiums are additional. Please see new home specialist for complete details. This is not an offer to lend.

*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, a 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2025.


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