4.99% FHA FIXED RATE*

ON HOMES THRU 12/31*

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Available February 2026

82 Cheshire Farm DriveSmithfield, NC 27577 | Lot# 11 | MLS# 10127397Floor Plan: The LancasterCommunity: Cheshire

Priced at $371,000

  • icon beds

    3

    Beds
  • icon baths

    2.5

    Baths
  • icon garage

    2

    Garage
  • icon sqft

    2,015

    SQ. FT.

Community Location

  • 23 Cheshire Downs Ct.
  • Smithfield, NC 27577
Get Directionscommunity direction

Hours

  • Visit us Daily. Mon-Tues, Thurs-Sat: 10-5 p.m. Wed & Sun: 1-5 p.m.

New Home Specialist

  • Ross Franco
icon phone(919) 441 - 7289
Get Info
Get Info

If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Description

Smith Douglas Homes proudly presents the Lancaster plan at Cheshire. THIS HOME IS UNDER CONSTRUCTION WITH AN ESTIMATED COMPLETION DATE OF FEBRUARY 2026 This stunning ranch plan truly checks all the boxes. Upon entering, you're welcomed by a versatile study that can easily serve as a flex space or cozy living room to suit your lifestyle. At the heart of the home, the family room, chef-inspired kitchen, and bright breakfast nook create an effortless flow that extends onto the inviting screened-in back porch—perfect for year-round enjoyment. The kitchen impresses with 36-inch gray cabinetry, sleek hardware, granite countertops, and elegant pendant lighting above the large center island. Luxury vinyl plank flooring enhances the main liv...
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Area Schools

Interactive Siteplan

Map & Directions

From Raleigh, take I-40E towards Benson/Wilmington. Then take exit 319 toward Smithfield. Turn left onto NC-210 E and continue for about 2.5 miles. Then turn right onto Lassiter Rd. Follow for about 4.5 miles, then turn left onto Black Creek Rd. Cheshire will be ahead on your left in 2.3 miles. From Smithfield, take US-301 S/S. Brightleaf Blvd. Turn right onto Packing Plant Rd and take slight right onto Galilee Rd. In about 2.5 miles, turn left onto NC-210 W, then turn left onto Black Creek Rd in 0.3 miles. Cheshire will be ahead on your right in about a mile.

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Get Pre-Qualified with Ridgeland Mortgage
Finance with Confidence and Save Money

Experience a smooth home financing process with our Preferred Lender, Ridgeland Mortgage. Their specialists in new construction home loans offer a simplified approach to guide you from contract to closing, ensuring a stress-free experience. Get pre-qualified to discover your buying power and choose from FHA, VA, Conventional, or USDA loans. As a bonus, you'll qualify to receive closing cost assistance and access to current promotions.* Visit our Preferred Lender page to connect with a loan officer in your area today.

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Other Homes in Cheshire

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The Ellijay 22 Cheshire Farms Drive, Smithfield NC / Lot# 9

Available January 2026
Priced At$374,900
  • 4Beds
  • 2 .5Baths
  • 2,845SQ. FT.
  • 2Garages
  • MLS #
    10121992
LOCATED IN: Cheshire
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The Avery 52 Cheshire Farm Drive, Smithfield NC / Lot# 10

Available February 2026
Priced At$382,000
  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
  • MLS #
    10123338
LOCATED IN: Cheshire
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The Avondale 65 Cheshire Farm Drive, Smithfield NC / Lot# 30

Available March 2026
Priced At$371,645
  • 3Beds
  • 2 Baths
  • 2,203SQ. FT.
  • 2Garages
  • MLS #
    10132677
LOCATED IN: Cheshire
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The McGinnis 87 Cheshire Farms Drive, Smithfield NC / Lot# 29

Available March 2026
Priced At$369,555
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    10134312
LOCATED IN: Cheshire
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The Avery 109 Cheshire Farm Drive, Smithfield NC

Priced At$383,085
  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
  • MLS #
    10135552
LOCATED IN: Cheshire
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The Avery 23 Cheshire Downs Ct., Smithfield NC / Lot# 8

  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
LOCATED IN: Cheshire
Cheshire - Model Open Daily!
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*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25.

*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, a 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2025.


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