4.99% FHA FIXED RATE*

ON HOMES THRU 12/31*

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$2,230/month | 2.99% FHA/VA + ALL Closing Costs Paid*

Available December 2025

12108 Muscadine CourtMidland, NC 28107 | Lot# 75 | MLS# 4312360Floor Plan: The LancasterCommunity: Pine Bluff

Priced at $399,065

financial tag2.99% FHA/VA + ALL Closing Costs Paid*
financial tag2.99% FHA/VA + ALL Closing Costs Paid*
  • icon beds

    3

    Beds
  • icon baths

    2.5

    Baths
  • icon garage

    2

    Garage
  • icon sqft

    2,015

    SQ. FT.

Community Location

  • 6222 Acacia Place
  • Midland, NC 28107
Get Directionscommunity direction

Hours

  • Mon-Tues 10am-5pm; Wed 12pm-5pm; Thur-Sat 10am-5pm; and Sun 1pm-5pm

New Home Specialists

  • Mike Neely
  • Miquel Carter
icon phone(980) 317 - 3645
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If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Description

Welcome to The Lancaster ranch plan at Pine Bluff. This 3-bedroom 2.5 bath open floor plan includes a spacious great room that flows into the kitchen which features a seated island, 42" White Cabinets, granite countertops, tiled backsplash and stainless-steel appliances! The primary en-suite is equipped with a tray ceiling, double vanities, a large tiled walk-in shower and a huge walk-in closet. Durable vinyl plank flooring is featured throughout the main living areas, including all baths and laundry. Enjoy relaxing on the front porch with a cup of coffee in the mornings and winding down on the covered back patio in the evenings. This community features rare 90-foot lots that create desirable space between each home- a staple of the Pi...
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Map & Directions

For best results, please use Google Maps to locate us. Address is 12475 Pine Bluff Rd. Midland, NC 28107. From 485 Take exit 41 (hwy. 24/27 Albemarle Rd.) East towards Albemarle Continue on NC 24/27 for 10.8 miles Take a right onto Pine Bluff Rd. Pine Bluff Community on left.

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Get Pre-Qualified with Ridgeland Mortgage
Finance with Confidence and Save Money

Experience a smooth home financing process with our Preferred Lender, Ridgeland Mortgage. Their specialists in new construction home loans offer a simplified approach to guide you from contract to closing, ensuring a stress-free experience. Get pre-qualified to discover your buying power and choose from FHA, VA, Conventional, or USDA loans. As a bonus, you'll qualify to receive closing cost assistance and access to current promotions.* Visit our Preferred Lender page to connect with a loan officer in your area today.

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Other Homes in Pine Bluff

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Special Rate Available
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The Avery 12124 Muscadine Court, Midland NC / Lot# 73

Available December 2025
Priced At$433,735
Est. Monthly Payment$2,389
  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
  • MLS #
    4320341
financial tag2.99% FHA/VA + ALL Closing Costs Paid*
LOCATED IN: Pine Bluff
$2,389/month | 2.99% FHA/VA + ALL Closing Costs Paid*
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MLS Number: 4320341Canopy MLS
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Special Rate Eligible
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The Lancaster 12139 Muscadine Court, Midland NC / Lot# 68

Available December 2025
Priced At$424,070
Est. Monthly Payment$2,340
  • 3Beds
  • 2 .5Baths
  • 2,015SQ. FT.
  • 2Garages
  • MLS #
    4320302
financial tag2.99% FHA/VA + ALL Closing Costs Paid*
LOCATED IN: Pine Bluff
$2,340/month | 2.99% FHA/VA + ALL Closing Costs Paid*
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MLS Number: 4320302Canopy MLS
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The Avery 12155 Muscadine Court, Midland NC / Lot# 70

Available January 2026
Priced At$444,545
  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
  • MLS #
    4325121
LOCATED IN: Pine Bluff
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MLS Number: 4325121Canopy MLS
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The Langford 12160 Muscadine Court, Midland NC

Priced At$403,530
  • 3Beds
  • 2 Baths
  • 1,740SQ. FT.
  • 2Garages
  • MLS #
    4325597
LOCATED IN: Pine Bluff
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MLS Number: 4325597Canopy MLS
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The Avery 6222 Acacia Place, Midland NC

  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
LOCATED IN: Pine Bluff
Avery Model Home
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Disclaimer

  • *Special Rate offer valid only on featured home contracts that close by 12/31/25 with financing through SDH Charlotte's LLC’s Preferred Lender Partner LoanDepot/Ridgeland Mortgage and use of SDH Charlotte, LLC’s preferred closing attorney and title company. Not valid for previously written contracts and cannot be combined with any other offer. Transaction must close on initial agreed upon closing date per the original written and signed contract paperwork to be valid. Advertised rate is 2.99% for year 1, 3.99% for year 2, and years 3-30 at 4.99% (5.395% APR) on a 30-year FHA/VA owner occupied purchase money loan, with a down payment of 3.5% for qualified applicants meeting approval criteria, including at least a 660-credit score for FHA/VA. Rates, terms, and conditions are subject to change without notice. Subject to credit approval. Down payment assistance not offered for advertised rate. Additional closing costs will apply in connection with the advertised rate. Rate as of 11/26/2025. This is not a commitment to lend. Smith Douglas Homes is not a lender or mortgage broker. All information is believed to be accurate but is not guaranteed or warranted and subject to change without notice. See New Home Sales Specialist or LoanDepot/Ridgeland Mortgage Advisor for further details.




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Listing Courtesy of SDH Charlotte LLC, 980-258-2376MLS Number: 4312360
Canopy MLS
Copyright 2025 Canopy MLS, Inc. All rights reserved

Listings courtesy of Canopy MLS and RealTracs as distributed by MLS GRID in accordance with these IDX Rules Based on information submitted to the MLS GRID as of 11/28/25. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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4.99% FHA Fixed Rate Offer is available for a limited time and only on select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Rate commitment is available exclusively through our preferred lender. Minimum 660 FICO score and a minimum 3.5% down payment are required. Interest rates and APRs are current as of 11/24/2025 and may change without notice. Actual rates vary based on credit rating, down payment amount, DTI, and other qualifying factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. Equal Housing Opportunity. Additional restrictions may apply. See a New Home Specialist for complete details. Smith Douglas Homes® 11/24/25.

*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, a 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2025.


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