4.99% FHA FIXED RATE*

ON HOMES THRU 12/31*

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Available February 2026

1900 Gibb CrossingMonroe, NC 28110 | Lot# 27 | MLS# 4310108Floor Plan: The JamesCommunity: Cedar Meadows

Priced at $442,210

financial tagReceive Up to $20k in Closing Costs! *
financial tagReceive Up to $20k in Closing Costs! *
  • icon beds

    4

    Beds
  • icon baths

    3

    Baths
  • icon garage

    2

    Garage
  • icon sqft

    3,005

    SQ. FT.

Community Location

  • 2230 Zybach Dr
  • Monroe, NC 28110
Get Directionscommunity direction

Hours

  • Mon-Tues 10am-5pm; Wed 12pm-5pm; Thur-Sat 10am-5pm; and Sun 1pm-5pm

New Home Specialists

  • Jen Mahool
  • Brett Walker
icon phone(980) 317 - 3149
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If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Description

Discover the James Plan at Cedar Meadows, offered on a sizeable corner lot! Step inside to find a grand entryway, with formal dining room which leads you to the butler's pantry and gorgeous kitchen. The kitchen features a large island, granite countertops, and white cabinets with soft-close doors, as well as full tiled backsplash and breakfast nook. There is a main-level bedroom with a full bath, offering a large shower, perfect for multi-generational living! There are many windows throughout the first floor, which makes this open-living space feel bright and fresh! The dining room tray ceiling, and wainscoting give this home an upscale feel, as well as the modern color palette; which features white cabinets and black hardware throughout. ...
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Get Pre-Qualified with Ridgeland Mortgage
Finance with Confidence and Save Money

Experience a smooth home financing process with our Preferred Lender, Ridgeland Mortgage. Their specialists in new construction home loans offer a simplified approach to guide you from contract to closing, ensuring a stress-free experience. Get pre-qualified to discover your buying power and choose from FHA, VA, Conventional, or USDA loans. As a bonus, you'll qualify to receive closing cost assistance and access to current promotions.* Visit our Preferred Lender page to connect with a loan officer in your area today.

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Other Homes in Cedar Meadows

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4 Bedrooms on Wooded .29-Acre Lot
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The Benson II 541 Hullview Vista, Monroe NC / Lot# 8

Available December 2025
Priced At$364,155
Est. Monthly Payment$2,226
  • 4Beds
  • 2 .5Baths
  • 1,813SQ. FT.
  • 2Garages
  • MLS #
    4297703
financial tag$0 Closing Costs + 3.99% (4.323%APR) 5/1 ARM!*
LOCATED IN: Cedar Meadows
$2,226/month | Based on 3.99% (4.323% APR) 5/1 ARM & $0 Closing Costs. Limited Time Special Rate, includes principal, interest, taxes, and insurance.*
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MLS Number: 4297703Canopy MLS
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Cul-De-Sac Oversized Wooded Homesite

The Avery 548 Hullview Vista, Monroe NC / Lot# 10

Available January 2026
Priced At$448,010
  • 3Beds
  • 3 Baths
  • 2,404SQ. FT.
  • 2Garages
  • MLS #
    4304059
financial tagReceive Up to $20k in Closing Costs! *
LOCATED IN: Cedar Meadows
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MLS Number: 4304059Canopy MLS
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Relax & Dine on a Spacious Patio

The Benson II 2006 Gibb Crossing, Monroe NC / Lot# 21

Available January 2026
Priced At$375,020
  • 3Beds
  • 2 .5Baths
  • 1,813SQ. FT.
  • 2Garages
  • MLS #
    4297764
financial tagReceive Up to $20k in Closing Costs! *
LOCATED IN: Cedar Meadows
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MLS Number: 4297764Canopy MLS
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Study on Main + Upstairs Loft

The McGinnis 1924 Gibb Crossing, Monroe NC / Lot# 23

Available February 2026
Priced At$407,175
  • 4Beds
  • 2 .5Baths
  • 2,372SQ. FT.
  • 2Garages
  • MLS #
    4310056
financial tagReceive Up to $20k in Closing Costs! *
LOCATED IN: Cedar Meadows
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MLS Number: 4310056Canopy MLS

Disclaimer

  • *For a limited time, receive up to $20,000 in closing costs on presale or inventory homes! Must be Under Contract by 11.30.25 to receive incentive. Buyer must work with our preferred lender to receive closing cost assistance. Additional restrictions may apply. All offers subject to approval by preferred lender. Price, payment, rate, term, and conditions subject to credit approval, availability, and other lender terms and conditions. Must comply with all terms, including the financing, purchasing, and closing with a preferred lender partner, title company, and closing attorney. Not valid on previously written contracts or with any other offer. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but is not guaranteed or warranted and subject to change without notice. Smith Douglas Homes®



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Listing Courtesy of SDH Charlotte LLC, 843-345-1090MLS Number: 4310108
Canopy MLS
Copyright 2025 Canopy MLS, Inc. All rights reserved

Listings courtesy of Canopy MLS and RealTracs as distributed by MLS GRID in accordance with these IDX Rules Based on information submitted to the MLS GRID as of 11/22/25. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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*4.99% FHA Fixed Rate Built Your Way Offer & Up to $10,000 in closing costs is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25.

*4.99% FHA Fixed Rate Built Your Way Offer is available for a limited time and only in select locations/homesites. Availability, pricing, homesite selection, and incentives are subject to change without notice and are not guaranteed until a purchase agreement is fully executed. Mortgage rate commitment is available exclusively through our preferred lender, Ridgeland Mortgage. Minimum FICO score of 660 and a minimum down payment of 3.5% of the purchase price. Offer applies to a limited number of homes and may expire or be withdrawn at any time. 5/1 ARM + offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 9/19/25 and close by 12/31/25. FHA, a 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 10/22/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Specialist for complete details. All information is believed to be accurate but not warranted and subject to change without notice. Smith Douglas Homes® 10/22/25

All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content is believed to be accurate and subject to change without notice. Contact a new home specialist to verify all information, including homesite fit based on plan and structural options selected. Where presented, unless denoted otherwise, the sample monthly payment, is an estimate based on lowest price base floorplan in the community, and includes principal, interest, estimated taxes, PMI, and insurance, 3.5% down payment, FHA 30-year fixed rate loan, and is for illustrative purposes only. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. Smith Douglas Homes® 2025.


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