3.99% (4.323%APR) FHA 5/1 ARM + $0 Closing Costs for a Limited Time on Select Homes*

3.99% (4.323%APR) FHA 5/1 ARM + $0 Closing Costs on Select Homes*

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Covered Rear Patio Great for Entertaining

Available September 2025

1264 Centerstone LaneApison, TN 37302 | Lot# 12 | MLS# 1519604Floor Plan: The McGinnisCommunity: Capstone Estates

Priced at $397,900

financial tagZERO Closing Costs + 3.99% (4.323% APR) 5/1 ARM Eligible*
financial tagZERO Closing Costs + 3.99% (4.323% APR) 5/1 ARM Eligible*
  • icon beds

    4

    Beds
  • icon baths

    2.5

    Baths
  • icon garage

    2

    Garage
  • icon sqft

    2,372

    SQ. FT.

Community Location

  • 10319 London Lane
  • Apison, TN 37302
Get Directionscommunity direction

Hours

  • Mon-Tues 10-6, Wed & Sun 1-6, Thurs & Friday 11-5, Sat 10-6

New Home Specialist

  • Amanda Cox
icon phone(423) 453 - 7368
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If you choose to have 3rd party representation for your new home purchase, please note, we require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation.

Description

Move-In Ready September! Welcome to Capstone Estates, a brand-new community featuring The McGinnis—a thoughtfully designed two-story home. From the wide, welcoming entryway that opens to a study, this layout is ideal for both everyday living and entertaining. The Kitchen and Family Room are positioned at the rear of the home, offering easy access to the covered patio and backyard for seamless indoor-outdoor living. Upstairs, the spacious primary suite is complemented by three additional bedrooms, all with walk-in closets. A generous secondary bathroom and a well-placed laundry room are conveniently located off the open loft area. Home Features Include: Luxury Vinyl Plank (LVP) flooring throughout the main level Granite counterto...
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Area Schools

Interactive Siteplan

Map & Directions

Take I-24 E to exit 185B on the left to merge onto I-75 N toward Knoxville; take exit 3A from I-75 to SR-320 East (turn right on East Brainerd Rd). From the East: Take I-75 S to exit 3A toward SR-320 (East Brainerd Rd); turn left onto Hickory Valley Rd; turn left onto East Brainerd Rd. Continue on E Brainerd Rd for 7.5 miles; turn right onto London Ln; turn left onto Centerstone Lane. From the South: Take I-75N to exit 345 onto US-76/US-41 toward Ringgold; turn right onto US-

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Other Homes in Capstone Estates

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MOVE-IN READY - Special Rate Available - Self-Tour Anytime
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The Langford 1168 Centerstone Lane, Apison TN / Lot# 4

Move-In Ready
Priced At$389,900
Est. Monthly Payment$2,733
  • 3Beds
  • 2 Baths
  • 1,740SQ. FT.
  • 2Garages
  • MLS #
    1515690
financial tagZERO Closing Costs + 3.99% (4.323% APR) Eligible*
LOCATED IN: Capstone Estates
Open House Sat 10-6 Sun 1-6
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MOVE-IN READY - Special Rate Available - Self-Tour Anytime
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The Caldwell 1192 Centerstone Lane, Apison TN / Lot# 6

Move-In Ready
Priced At$399,900
Est. Monthly Payment$2,498
  • 4Beds
  • 2 .5Baths
  • 2,231SQ. FT.
  • 2Garages
  • MLS #
    1517636
financial tagZERO Closing Costs + 3.99% (4.323% APR) 5/1 ARM Eligible*
LOCATED IN: Capstone Estates
Open House Sat 10-6 Sun 1-6
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MOVE-IN READY - Special Rate Available

The Harrington 1204 Centerstone Lane, Apison TN / Lot# 7

Move-In Ready
Priced At$414,900
Est. Monthly Payment$2,592
  • 4Beds
  • 2 .5Baths
  • 2,565SQ. FT.
  • 2Garages
  • MLS #
    1517276
financial tagZERO Closing Costs + 3.99% (4.323% APR) 5/1 ARM Eligible*
LOCATED IN: Capstone Estates
Generous Primary Suite
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Special Limited-Time Rate Available

The Langford 1276 Centerstone Lane, Apison TN / Lot# 13

Available October 2025
Priced At$394,900
  • 3Beds
  • 2 Baths
  • 1,740SQ. FT.
  • 2Garages
  • MLS #
    1515951
financial tagZERO Closing Costs + 3.99% (4.323% APR) 5/1 ARM Eligible*
LOCATED IN: Capstone Estates
Open Concept Plan with Island Kitchen
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The Harrington 1132 Centerstone Lane, Apison TN / Lot# 1

  • 4Beds
  • 2 .5Baths
  • 2,565SQ. FT.
  • 2Garages
LOCATED IN: Capstone Estates
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*5/1 ARM offer available exclusively through our preferred lender, Ridgeland Mortgage, on select quick move-in inventory homes that contract on or after 7/18/25 and close by 10/10/25. FHA, 5-year adjustable-rate mortgage has an initial rate of 3.99% (4.323% APR) that may adjust after 60 months (5 years) and every 12 months thereafter through 120 months (10 years), at a maximum increase of 1% from the prior year's rate. The fully indexed rate is based on the daily 1-year. treasury index plus the margin of 1.75%. Minimum FICO of 660 and a maximum loan-to-value ratio of 96.5% on an owner-occupied single-family residence. Costs calculated in APR include lender fees, all 3rd-party fees, and prepaid items. Closing costs contribution capped at 4% of the loan amount. Subject to qualification. Loan limits may apply. Interest rates and APRs are current as of 07/18/2025 and subject to change without notice. Actual rates may vary based on several factors, including your credit rating, size of down payment, DTI, and other factors. Smith Douglas Homes is not a lender, and this is not an offer to lend. The purchaser must qualify through Ridgeland Mortgage. Equal Housing Opportunity. Additional restrictions may apply. See New Home Counselor for complete details. 8/21/25.

*All elevations, floor plans, virtual tours, and other graphics shown are representations and may vary from the actual products. Pricing, availability, features, and all other website content are subject to change without notice. Please speak to a new home specialist to verify homesite fit based on plan and structural options selected. Before visiting a property, contact a new home specialist to verify all information. Sample monthly payment where presented, is an estimate based on lowest price base floorplan model in the community, and includes principal, interest, and estimated taxes, PMI, and insurance, 5% down payment, FHA 30-year fixed rate loan. Subject to approval by third party lender. Not an offer to lend. HOA and other fees not included. Price, payment, rate, term and other features are examples only and subject to change without notice. Incentives (including seller contributions) may require use of certain title companies or independent lenders. We require buyer's brokers and agents are present and registered with the home buyer at the first visit (virtual or onsite) to receive compensation. Equal Housing Opportunity. All information is believed accurate but not warranted and subject to change without notice. Smith Douglas Homes® 2025.

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